SmarterDividends

AAPL vs MSFT: Which Is the Better Dividend Stock?

As of July 2026, MSFT (Microsoft Corporation) screens as the stronger dividend stock, winning 5 of 8 head-to-head metrics. MSFT offers the higher yield at 0.93%, AAPL has the higher dividend-safety score, and MSFT trades at the larger discount to fair value (-7%).

MetricAAPLMSFT
Forward yield0.32%0.93%
Annual dividend$1.08$3.64
Payout ratio13%21%
Years of growth14 yr20 yr
5-yr dividend growth5.0%10.2%
5-yr total return119%26%
Dividend safety score95 (A)91 (A)
Fair value estimate$172.09$354.44
Upside to fair value-48%-7%
Frequencyquarterlyquarterly
Market cap$5.0T$2.9T
P/E ratio41.123.4

Higher yield

MSFT

0.93%

Safer dividend

AAPL

Grade A

Faster growth

MSFT

10.2%

Better value

MSFT

-7% upside

AAPL vs MSFT — FAQ

See more dividend stock comparisons · data refreshes daily · for informational purposes only, not investment advice.