SmarterDividends

Terms of Service

Last updated June 2026

By accessing or using smarterdividends.com (the "Service"), you agree to these Terms. If you do not agree, please do not use the Service.

Use of the Service

You may use the Service for personal, non-commercial purposes. You agree not to scrape or bulk-download our data, resell or redistribute it, attempt to disrupt or reverse-engineer the Service, or use it for any unlawful purpose.

Accounts

If you create an account, you are responsible for safeguarding your credentials and for activity under your account. You must provide accurate information and be of legal age in your jurisdiction.

No investment advice

The Service provides information and research only and is not investment advice. See our Disclaimer, which is incorporated into these Terms.

Intellectual property

The Service, including its content, scores, design and compilations of data, is owned by SmarterDividends and protected by intellectual-property laws. You may not copy or reuse it except as permitted by law or with our written permission.

Disclaimers & limitation of liability

The Service is provided "as is" without warranties of any kind. To the fullest extent permitted by law, we are not liable for any damages arising from your use of the Service or reliance on its content, and our total liability is limited to the amount you paid us, if any, in the prior twelve months.

Changes

We may update these Terms from time to time. Continued use of the Service after changes take effect constitutes acceptance of the revised Terms.

Contact

Questions about these Terms? Email hello@smarterdividends.com.