EFC vs WELL: Which Is the Better Dividend Stock?
As of July 2026, EFC and WELL are closely matched. EFC offers the higher yield at 11.53%, WELL has the higher dividend-safety score, and EFC trades at the larger discount to fair value (+109%).
| Metric | EFC | WELL |
|---|---|---|
| Forward yield | 11.53% | 1.22% |
| Annual dividend | $1.56 | $2.96 |
| Payout ratio | 96% | 140% |
| Years of growth | 0 yr | 2 yr |
| 5-yr dividend growth | 7.6% | 0.9% |
| 5-yr total return | -27% | 178% |
| Dividend safety score | 48 (D) | 63 (C) |
| Fair value estimate | $28.26 | $80.94 |
| Upside to fair value | +109% | -67% |
| Frequency | monthly | quarterly |
| Market cap | $1.7B | $172.8B |
| P/E ratio | 8.3 | 117.7 |
Higher yield
EFC
11.53%
Safer dividend
WELL
Grade C
Faster growth
EFC
7.6%
Better value
EFC
+109% upside
EFC vs WELL — FAQ
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