GILD vs UNH: Which Is the Better Dividend Stock?
As of July 2026, UNH (UnitedHealth Group Incorporated) screens as the stronger dividend stock, winning 5 of 8 head-to-head metrics. GILD offers the higher yield at 2.44%, UNH has the higher dividend-safety score, and UNH trades at the larger discount to fair value (+37%).
| Metric | GILD | UNH |
|---|---|---|
| Forward yield | 2.44% | 2.16% |
| Annual dividend | $3.28 | $9.28 |
| Payout ratio | 43% | 67% |
| Years of growth | 10 yr | 16 yr |
| 5-yr dividend growth | 3.0% | 12.6% |
| 5-yr total return | 78% | 1% |
| Dividend safety score | 85 (A) | 89 (A) |
| Fair value estimate | $169.85 | $575.33 |
| Upside to fair value | +31% | +37% |
| Frequency | quarterly | quarterly |
| Market cap | $164.8B | $381.9B |
| P/E ratio | 18.3 | 32.3 |
Higher yield
GILD
2.44%
Safer dividend
UNH
Grade A
Faster growth
UNH
12.6%
Better value
UNH
+37% upside
GILD vs UNH — FAQ
Related comparisons
See more dividend stock comparisons · data refreshes daily · for informational purposes only, not investment advice.