SmarterDividends

GILD vs UNH: Which Is the Better Dividend Stock?

As of September 2026, UNH (UnitedHealth Group Incorporated) screens as the stronger dividend stock, winning 6 of 8 head-to-head metrics. UNH offers the higher yield at 2.45%, UNH has the higher dividend-safety score, and UNH trades at the larger discount to fair value (+59%).

MetricGILDUNH
Forward yield2.28%2.45%
Annual dividend$3.28$9.28
Payout ratio43%58%
Years of growth10 yr16 yr
5-yr dividend growth3.0%12.6%
5-yr total return106%-3%
Dividend safety score82 (A)89 (A)
Fair value estimate$153.33$602.37
Upside to fair value+7%+59%
Frequencyquarterlyquarterly
Market cap$178.2B$340.3B
P/E ratio24.4

Higher yield

UNH

2.45%

Safer dividend

UNH

Grade A

Faster growth

UNH

12.6%

Better value

UNH

+59% upside

GILD vs UNH — FAQ

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