SmarterDividends

HLNCF vs UNH: Which Is the Better Dividend Stock?

As of September 2026, UNH (UnitedHealth Group Incorporated) screens as the stronger dividend stock, winning 4 of 5 head-to-head metrics. UNH offers the higher yield at 2.46%, UNH has the higher dividend-safety score, and UNH trades at the larger discount to fair value (+60%).

MetricHLNCFUNH
Forward yield2.14%2.46%
Annual dividend$0.10$9.28
Payout ratio39%58%
Years of growth2 yr16 yr
5-yr dividend growth12.6%
5-yr total return-18%
Dividend safety score89 (A)
Fair value estimate$4.87$603.89
Upside to fair value+8%+60%
Frequencyquarterlyquarterly
Market cap$40.5B$334.8B
P/E ratio19.224.3

Higher yield

UNH

2.46%

Safer dividend

UNH

Grade A

Faster growth

UNH

12.6%

Better value

UNH

+60% upside

HLNCF vs UNH — FAQ

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