Question 1

Is HUM or UNH a better dividend stock?

Accepted Answer

On the data, UNH wins more head-to-head categories (5 vs 3). UNH offers the higher yield (2.29%), while HUM has the stronger dividend-safety score. The right pick depends on whether you prioritise income, safety or value.

Question 2

Which has a higher dividend yield, HUM or UNH?

Accepted Answer

UNH has the higher forward dividend yield at 2.29%, versus 0.98% for HUM.

Question 3

Is HUM or UNH safer?

Accepted Answer

HUM has the higher dividend-safety score (95/100 vs 88/100), reflecting stronger payout coverage and dividend-growth history.

Question 4

Is HUM or UNH better value right now?

Accepted Answer

HUM trades at the larger discount to our fair-value estimate (+50% upside, undervalued), versus +50% for UNH.

Metric	HUM	UNH
Forward yield	0.98%	2.29%
Annual dividend	$3.54	$9.28
Payout ratio	38%	67%
Years of growth	0 yr	16 yr
5-yr dividend growth	7.2%	12.6%
5-yr total return	-15%	-3%
Dividend safety score	95 (A)	88 (A)
Fair value estimate	$542.03	$600.82
Upside to fair value	+50%	+50%
Frequency	quarterly	quarterly
Market cap	$43.4B	$368.5B
P/E ratio	38.6	30.6

HUM vs UNH: Which Is the Better Dividend Stock?

HUM vs UNH — FAQ

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