SmarterDividends

NVSEF vs UNH: Which Is the Better Dividend Stock?

As of July 2026, UNH (UnitedHealth Group Incorporated) screens as the stronger dividend stock, winning 5 of 8 head-to-head metrics. NVSEF offers the higher yield at 3.12%, UNH has the higher dividend-safety score, and UNH trades at the larger discount to fair value (+35%).

MetricNVSEFUNH
Forward yield3.12%2.18%
Annual dividend$4.73$9.28
Payout ratio66%67%
Years of growth6 yr16 yr
5-yr dividend growth6.4%12.6%
5-yr total return71%2%
Dividend safety score61 (C)89 (A)
Fair value estimate$194.45$573.15
Upside to fair value+28%+35%
Frequencyannualquarterly
Market cap$291.9B$382.8B
P/E ratio21.932.1

Higher yield

NVSEF

3.12%

Safer dividend

UNH

Grade A

Faster growth

UNH

12.6%

Better value

UNH

+35% upside

NVSEF vs UNH — FAQ

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