SCHD vs XLU: Which Is the Better Dividend Stock?
As of September 2026, SCHD and XLU are closely matched. SCHD offers the higher yield at 3.19%, SCHD has the higher dividend-safety score.
| Metric | SCHD | XLU |
|---|---|---|
| Forward yield | 3.19% | 3.08% |
| Annual dividend | $1.06 | $1.95 |
| Payout ratio | — | — |
| Years of growth | 14 yr | 15 yr |
| 5-yr dividend growth | 9.1% | 3.3% |
| 5-yr total return | 30% | — |
| Dividend safety score | 84 (A) | — |
| Fair value estimate | $21.33 | — |
| Upside to fair value | -37% | — |
| Frequency | quarterly | quarterly |
| Market cap | — | — |
| P/E ratio | 18.3 | 17.7 |
Higher yield
SCHD
3.19%
Safer dividend
SCHD
Grade A
Faster growth
SCHD
9.1%
SCHD vs XLU — FAQ
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