How Much to Invest to Make $1,000 a Month in Dividends
To make $1,000 a month in dividends you need roughly $300,000 invested at a 4% yield — that's $12,000of dividend income a year. The exact figure depends on the yield you target. Here's the full breakdown, plus a calculator to map your own path there.
Capital needed for $1,000/month at different yields
| Dividend Yield | Portfolio Needed |
|---|---|
| 3% | $400,000 |
| 3.5% | $342,857 |
| 4% | $300,000 |
| 4.5% | $266,667 |
| 5% | $240,000 |
| 6% | $200,000 |
Plan your path to $1,000/month
You don't need the full $300,000 up front. Set your contribution and yield to see how many years it takes to reach $1,000/month with dividends reinvested.
To earn $1,000/month ($12,000/yr) at a 4% yield, you need a portfolio of:
$300,000
Contributing $500/month with dividends reinvested, starting from $10,000:
You'd reach $1,000/month in about 26 years.
Assumes the dividend is reinvested annually and the yield stays constant. Illustrative only.
Other dividend income goals
$1,000 a Month in Dividends — FAQ
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