ARMOUR Residential REIT, Inc.
ARRReal Estate · Stock · monthly payer
Forward Yield
17.34%
Annual Dividend
$2.88
Payout Ratio
116%
5-Yr Growth
-13.4%
Ex-Date
Jul 15, 2026
Frequency
Monthly
Summary
As of July 2026, ARMOUR Residential REIT, Inc. (ARR) yields 17.34% ($2.88 per share annually), with a blended fair-value estimate of $28.73 — +73% upside, so it screens as undervalued. Dividend safety grade: D (45/100).
Is ARR a good dividend stock?
MixedARMOUR Residential REIT, Inc. (ARR) pays a monthly dividend yielding 17.34% ($2.88/yr), with 0 years of growth and a dividend-safety grade of D. The picture is mixed — the dividend pays, but safety or growth signals are weaker than ideal.
Advantages
Risks
- Cut its dividend in 2024
- Elevated payout ratio (116%)
- Dividend has been shrinking, not growing
- Very high yield can signal elevated risk
- Share price is down over the past 5 years
- Below-average dividend safety score
Key Data
- Dividend Yield
- 17.34%
- Payout Ratio
- 116%
- Annual Dividend
- $2.88
- 5-Yr Avg Growth
- -13.4%
- Ex-Dividend Date
- Jul 15, 2026
- Years of Growth
- 0
- Frequency
- monthly
- Beta
- 1.34
- Market Cap
- $2.1B
- P/E Ratio
- 6.7
- 5-Yr Total Return
- -69%
- 52-Week Range
- $13.98 – $19.31
- Dividend Safety
- D · 45/100
- Ever Cut?
- Yes (2024)
Frequently Asked Questions
ARR Price — Last 12 Months
Daily close
Price Return
1 Year
+8%
3 Years
-32%
5 Years
-69%
52-Week Range
$13.98 – $19.31
Price change over each period (excludes dividends). Past performance doesn't guarantee future results.
What is ARR worth?
Undervaluedlow confidenceOur blended fair-value estimate for ARMOUR Residential REIT, Inc. is $28.73 per share, versus a market price of $16.61. That implies 73% of upside — a margin of safety of about 42%.
Fair Value
$28.73
Current Price
$16.61
Upside
+73%
Margin of Safety
42%
How we get there
Dividend discount
Discounts the future dividend stream back to today.
Assumptions: 11.0% discount rate (CAPM), -5.0% stage-1 growth, 2.5% terminal growth, $2.49 EPS, $2.88 annual dividend. Updated weekly.
Fair-value estimates are model output for educational purposes only — not investment advice or a price target.
ARR Dividend Safety Score
Risky
SmarterDividends' proprietary score, backtested against which dividends were actually cut over 15+ years (0.78 AUC). It blends a validated cut-risk model (growth streak, cut history) with current payout, cash-flow and debt. Higher is safer · not investment advice.
Dividend Growth
Total dividends per share by year
Dividend History
| Ex-Date | Pay Date | Amount | Type |
|---|---|---|---|
| Jul 15, 2026 | — | $0.2400 | regular |
| Jun 15, 2026 | — | $0.2400 | regular |
| May 15, 2026 | — | $0.2400 | regular |
| Apr 15, 2026 | — | $0.2400 | regular |
| Mar 16, 2026 | — | $0.2400 | regular |
| Feb 17, 2026 | — | $0.2400 | regular |
| Jan 15, 2026 | — | $0.2400 | regular |
| Dec 15, 2025 | — | $0.2400 | regular |
| Nov 17, 2025 | — | $0.2400 | regular |
| Oct 15, 2025 | — | $0.2400 | regular |
| Sep 15, 2025 | — | $0.2400 | regular |
| Aug 15, 2025 | — | $0.2400 | regular |
| Jul 15, 2025 | — | $0.2400 | regular |
| Jun 16, 2025 | — | $0.2400 | regular |
Income Calculator
At $2.88 / yr per share
