Financial Institutions, Inc. 8.48% SRB1 PFD B
FIISOStock · quarterly payer
Forward Yield
7.33%
Annual Dividend
$8.48
Payout Ratio
—
5-Yr Growth
0.0%
Ex-Date
—
Frequency
Quarterly
Summary
As of June 2026, Financial Institutions, Inc. 8.48% SRB1 PFD B (FIISO) yields 7.33% ($8.48 per share annually), with a blended fair-value estimate of $132.74 — +15% upside, so it screens as fairly valued. Dividend safety grade: A (85/100).
Is FIISO a good dividend stock?
YesFinancial Institutions, Inc. 8.48% SRB1 PFD B (FIISO) pays a quarterly dividend yielding 7.33% ($8.48/yr), with 0 years of growth and a dividend-safety grade of A. It scores well across payout coverage, growth history and safety — a dependable income holding.
Advantages
- Never cut its dividend on record
- Top-tier dividend safety score
Risks
- Share price is down over the past 5 years
Key Data
- Dividend Yield
- 7.33%
- Payout Ratio
- —
- Annual Dividend
- $8.48
- 5-Yr Avg Growth
- 0.0%
- Ex-Dividend Date
- —
- Years of Growth
- 0
- Frequency
- quarterly
- Beta
- —
- Market Cap
- —
- P/E Ratio
- —
- 5-Yr Total Return
- -53%
- 52-Week Range
- $115.00 – $130.01
- Dividend Safety
- A · 85/100
- Ever Cut?
- No
Frequently Asked Questions
FIISO Price — Last 12 Months
Daily close
Price Return
1 Year
-11%
3 Years
+5%
5 Years
-53%
52-Week Range
$115.00 – $130.01
Price change over each period (excludes dividends). Past performance doesn't guarantee future results.
What is FIISO worth?
Fairly valuedlow confidenceOur blended fair-value estimate for Financial Institutions, Inc. 8.48% SRB1 PFD B is $132.74 per share, versus a market price of $115.65. That implies the stock is roughly fairly priced.
Fair Value
$132.74
Current Price
$115.65
Gap
+15%
Margin of Safety
13%
How we get there
Dividend discount
Discounts the future dividend stream back to today.
Assumptions: 9.3% discount rate (CAPM), 3.4% stage-1 growth, 2.5% terminal growth, $8.48 annual dividend. Updated weekly.
Fair-value estimates are model output for educational purposes only — not investment advice or a price target.
FIISO Dividend Safety Score
Very Safe
SmarterDividends' proprietary score, backtested against which dividends were actually cut over 15+ years (0.78 AUC). It blends a validated cut-risk model (growth streak, cut history) with current payout, cash-flow and debt. Higher is safer · not investment advice.
Dividend Growth
Total dividends per share by year
Dividend History
| Ex-Date | Pay Date | Amount | Type |
|---|---|---|---|
| Jun 12, 2026 | — | $2.1200 | regular |
| Mar 13, 2026 | — | $2.1200 | regular |
| Dec 15, 2025 | — | $2.1200 | regular |
| Sep 15, 2025 | — | $2.1200 | regular |
| Jun 13, 2025 | — | $2.1200 | regular |
| Mar 14, 2025 | — | $2.1200 | regular |
| Dec 13, 2024 | — | $2.1200 | regular |
| Sep 13, 2024 | — | $2.1200 | regular |
| Jun 14, 2024 | — | $2.1200 | regular |
| Mar 14, 2024 | — | $2.1200 | regular |
| Dec 13, 2023 | — | $2.1200 | regular |
| Sep 13, 2023 | — | $2.1200 | regular |
| Jun 14, 2023 | — | $2.1200 | regular |
| Mar 15, 2023 | — | $2.1200 | regular |
Income Calculator
At $8.48 / yr per share
