Lument Finance Trust, Inc.
LFT-PAReal Estate · Stock · quarterly payer
Forward Yield
10.84%
Annual Dividend
$1.97
Payout Ratio
—
5-Yr Growth
—
Ex-Date
Jul 1, 2026
Frequency
Quarterly
Summary
As of July 2026, Lument Finance Trust, Inc. (LFT-PA) yields 10.84% ($1.97 per share annually), with a blended fair-value estimate of $34.20 — +88% upside, so it screens as undervalued. Dividend safety grade: C (62/100).
Is LFT-PA a good dividend stock?
Yes, with caveatsLument Finance Trust, Inc. (LFT-PA) pays a quarterly dividend yielding 10.84% ($1.97/yr), with 0 years of growth and a dividend-safety grade of C. It's a solid income payer, but check the caveats below before buying.
Advantages
- Never cut its dividend on record
Risks
- Very high yield can signal elevated risk
- Share price is down over the past 5 years
Key Data
- Dividend Yield
- 10.84%
- Payout Ratio
- —
- Annual Dividend
- $1.97
- 5-Yr Avg Growth
- —
- Ex-Dividend Date
- Jul 1, 2026
- Years of Growth
- 0
- Frequency
- quarterly
- Beta
- 0.60
- Market Cap
- —
- P/E Ratio
- 79.3
- 5-Yr Total Return
- -29%
- 52-Week Range
- $17.75 – $22.38
- Dividend Safety
- C · 62/100
- Ever Cut?
- No
Frequently Asked Questions
LFT-PA Price — Last 12 Months
Daily close
Price Return
1 Year
-16%
3 Years
+1%
5 Years
-29%
52-Week Range
$17.75 – $22.38
Price change over each period (excludes dividends). Past performance doesn't guarantee future results.
What is LFT-PA worth?
Undervaluedlow confidenceOur blended fair-value estimate for Lument Finance Trust, Inc. is $34.20 per share, versus a market price of $18.16. That implies 88% of upside — a margin of safety of about 47%.
Fair Value
$34.20
Current Price
$18.16
Upside
+88%
Margin of Safety
47%
How we get there
Dividend discount
Discounts the future dividend stream back to today.
Assumptions: 7.3% discount rate (CAPM), -5.0% stage-1 growth, 2.5% terminal growth, $0.23 EPS, $1.97 annual dividend. Updated weekly.
Fair-value estimates are model output for educational purposes only — not investment advice or a price target.
LFT-PA Dividend Safety Score
Borderline
SmarterDividends' proprietary score, backtested against which dividends were actually cut over 15+ years (0.78 AUC). It blends a validated cut-risk model (growth streak, cut history) with current payout, cash-flow and debt. Higher is safer · not investment advice.
Dividend Growth
Total dividends per share by year
Dividend History
| Ex-Date | Pay Date | Amount | Type |
|---|---|---|---|
| Jul 1, 2026 | — | $0.4922 | regular |
| Apr 1, 2026 | — | $0.4922 | regular |
| Jan 2, 2026 | — | $0.4922 | regular |
| Oct 1, 2025 | — | $0.4922 | regular |
| Jul 1, 2025 | — | $0.4922 | regular |
| Apr 1, 2025 | — | $0.4922 | regular |
| Jan 2, 2025 | — | $0.4922 | regular |
| Oct 1, 2024 | — | $0.4922 | regular |
| Jul 1, 2024 | — | $0.4922 | regular |
| Mar 28, 2024 | — | $0.4922 | regular |
| Dec 29, 2023 | — | $0.4922 | regular |
| Sep 29, 2023 | — | $0.4922 | regular |
| Jun 30, 2023 | — | $0.4922 | regular |
| Mar 31, 2023 | — | $0.4922 | regular |
Income Calculator
At $1.97 / yr per share
