Orchid Island Capital, Inc.
ORCReal Estate · Stock · monthly payer
Forward Yield
19.85%
Annual Dividend
$1.36
Payout Ratio
152%
5-Yr Growth
-18.3%
Ex-Date
Jul 31, 2026
Frequency
Monthly
Summary
As of July 2026, Orchid Island Capital, Inc. (ORC) yields 19.85% ($1.36 per share annually), with a blended fair-value estimate of $21.47 — +213% upside, so it screens as undervalued. Dividend safety grade: D (43/100).
Is ORC a good dividend stock?
MixedOrchid Island Capital, Inc. (ORC) pays a monthly dividend yielding 19.85% ($1.36/yr), with 0 years of growth and a dividend-safety grade of D. The picture is mixed — the dividend pays, but safety or growth signals are weaker than ideal.
Advantages
Risks
- Cut its dividend in 2024
- Elevated payout ratio (152%)
- Dividend has been shrinking, not growing
- Very high yield can signal elevated risk
- Share price is down over the past 5 years
- Below-average dividend safety score
Key Data
- Dividend Yield
- 19.85%
- Payout Ratio
- 152%
- Annual Dividend
- $1.36
- 5-Yr Avg Growth
- -18.3%
- Ex-Dividend Date
- Jul 31, 2026
- Years of Growth
- 0
- Frequency
- monthly
- Beta
- 1.54
- Market Cap
- $1.4B
- P/E Ratio
- 7.2
- 5-Yr Total Return
- -73%
- 52-Week Range
- $6.42 – $8.40
- Dividend Safety
- D · 43/100
- Ever Cut?
- Yes (2024)
Frequently Asked Questions
ORC Price — Last 12 Months
Daily close
Price Return
1 Year
-3%
3 Years
-29%
5 Years
-73%
52-Week Range
$6.42 – $8.40
Price change over each period (excludes dividends). Past performance doesn't guarantee future results.
What is ORC worth?
Undervaluedlow confidenceOur blended fair-value estimate for Orchid Island Capital, Inc. is $21.47 per share, versus a market price of $6.85. That implies 213% of upside — a margin of safety of about 68%.
Fair Value
$21.47
Current Price
$6.85
Upside
+213%
Margin of Safety
68%
How we get there
Dividend discount
Discounts the future dividend stream back to today.
Assumptions: 12.0% discount rate (CAPM), 20.0% stage-1 growth, 2.5% terminal growth, $0.95 EPS, $1.36 annual dividend. Updated weekly.
Fair-value estimates are model output for educational purposes only — not investment advice or a price target.
ORC Dividend Safety Score
Risky
SmarterDividends' proprietary score, backtested against which dividends were actually cut over 15+ years (0.78 AUC). It blends a validated cut-risk model (growth streak, cut history) with current payout, cash-flow and debt. Higher is safer · not investment advice.
Dividend Growth
Total dividends per share by year
Dividend History
| Ex-Date | Pay Date | Amount | Type |
|---|---|---|---|
| Jun 30, 2026 | — | $0.1000 | regular |
| May 29, 2026 | — | $0.1000 | regular |
| Apr 30, 2026 | — | $0.1000 | regular |
| Mar 31, 2026 | — | $0.1200 | regular |
| Feb 27, 2026 | — | $0.1200 | regular |
| Jan 30, 2026 | — | $0.1200 | regular |
| Dec 31, 2025 | — | $0.1200 | regular |
| Nov 28, 2025 | — | $0.1200 | regular |
| Oct 31, 2025 | — | $0.1200 | regular |
| Sep 30, 2025 | — | $0.1200 | regular |
| Aug 29, 2025 | — | $0.1200 | regular |
| Jul 31, 2025 | — | $0.1200 | regular |
| Jun 30, 2025 | — | $0.1200 | regular |
| May 30, 2025 | — | $0.1200 | regular |
Income Calculator
At $1.36 / yr per share
