Ready Capital Corporation
RC-PCReal Estate · Stock · quarterly payer
Forward Yield
12.50%
Annual Dividend
$0.16
Payout Ratio
—
5-Yr Growth
—
Ex-Date
—
Frequency
Quarterly
Summary
As of September 2026, Ready Capital Corporation (RC-PC) yields 12.50% ($0.16 per share annually), with a blended fair-value estimate of $14.26 — +14% upside, so it screens as fairly valued. Dividend safety grade: C (60/100).
Is RC-PC a good dividend stock?
Yes, with caveatsReady Capital Corporation (RC-PC) pays a quarterly dividend yielding 12.50% ($0.16/yr), with 0 years of growth and a dividend-safety grade of C. It's a solid income payer, but check the caveats below before buying.
Advantages
- Never cut its dividend on record
Risks
- Very high yield can signal elevated risk
- Share price is down over the past 5 years
Key Data
- Dividend Yield
- 12.50%
- Payout Ratio
- —
- Annual Dividend
- $0.16
- 5-Yr Avg Growth
- —
- Ex-Dividend Date
- —
- Years of Growth
- 0
- Frequency
- quarterly
- Beta
- 1.50
- Market Cap
- —
- P/E Ratio
- 5.7
- 5-Yr Total Return
- -50%
- 52-Week Range
- $9.62 – $17.23
- Dividend Safety
- C · 60/100
- Ever Cut?
- No
Frequently Asked Questions
RC-PC Price — Last 12 Months
Daily close
Price Return
1 Year
-22%
3 Years
-37%
5 Years
-50%
52-Week Range
$9.62 – $17.23
Price change over each period (excludes dividends). Past performance doesn't guarantee future results.
What is RC-PC worth?
Fairly valuedlow confidenceOur blended fair-value estimate for Ready Capital Corporation is $14.26 per share, versus a market price of $12.50. That implies the stock is roughly fairly priced.
Fair Value
$14.26
Current Price
$12.50
Gap
+14%
Margin of Safety
12%
How we get there
Dividend discount
Discounts the future dividend stream back to today.
Assumptions: 11.8% discount rate (CAPM), -5.0% stage-1 growth, 2.5% terminal growth, $2.21 EPS, $1.56 annual dividend. Updated weekly.
Fair-value estimates are model output for educational purposes only — not investment advice or a price target.
RC-PC Dividend Safety Score
Borderline
SmarterDividends' proprietary score, backtested against which dividends were actually cut over 15+ years (0.78 AUC). It blends a validated cut-risk model (growth streak, cut history) with current payout, cash-flow and debt. Higher is safer · not investment advice.
Dividend Growth
Total dividends per share by year
Dividend History
| Ex-Date | Pay Date | Amount | Type |
|---|---|---|---|
| Jun 30, 2026 | — | $0.3906 | regular |
| Mar 31, 2026 | — | $0.3906 | regular |
| Dec 31, 2025 | — | $0.3906 | regular |
| Sep 30, 2025 | — | $0.3906 | regular |
| Jun 30, 2025 | — | $0.3906 | regular |
| Mar 31, 2025 | — | $0.3906 | regular |
| Dec 31, 2024 | — | $0.3906 | regular |
| Sep 30, 2024 | — | $0.3906 | regular |
| Jun 28, 2024 | — | $0.3906 | regular |
| Mar 27, 2024 | — | $0.3906 | regular |
| Dec 28, 2023 | — | $0.3906 | regular |
| Sep 28, 2023 | — | $0.3906 | regular |
| Jun 29, 2023 | — | $0.3906 | regular |
| Mar 30, 2023 | — | $0.3906 | regular |
Income Calculator
At $0.16 / yr per share
