AAPL vs IBM: Which Is the Better Dividend Stock?
As of July 2026, AAPL and IBM are closely matched. IBM offers the higher yield at 2.97%, AAPL has the higher dividend-safety score, and IBM trades at the larger discount to fair value (+13%).
| Metric | AAPL | IBM |
|---|---|---|
| Forward yield | 0.32% | 2.97% |
| Annual dividend | $1.08 | $6.76 |
| Payout ratio | 13% | 60% |
| Years of growth | 14 yr | 30 yr |
| 5-yr dividend growth | 5.0% | 1.5% |
| 5-yr total return | 119% | 60% |
| Dividend safety score | 95 (A) | 91 (A) |
| Fair value estimate | $172.09 | $241.83 |
| Upside to fair value | -48% | +13% |
| Frequency | quarterly | quarterly |
| Market cap | $5.0T | $213.3B |
| P/E ratio | 41.1 | 20.2 |
Higher yield
IBM
2.97%
Safer dividend
AAPL
Grade A
Faster growth
AAPL
5.0%
Better value
IBM
+13% upside
AAPL vs IBM — FAQ
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