SmarterDividends

BAC vs OCSL: Which Is the Better Dividend Stock?

As of June 2026, BAC (Bank of America Corporation) screens as the stronger dividend stock, winning 6 of 8 head-to-head metrics. OCSL offers the higher yield at 12.98%, BAC has the higher dividend-safety score, and BAC trades at the larger discount to fair value (+50%).

MetricBACOCSL
Forward yield1.97%12.98%
Annual dividend$1.12$1.54
Payout ratio27%275%
Years of growth12 yr0 yr
5-yr dividend growth8.4%6.8%
5-yr total return36%-40%
Dividend safety score86 (A)45 (D)
Fair value estimate$83.90$12.51
Upside to fair value+50%+3%
Frequencyquarterlyquarterly
Market cap$401.2B$1.0B
P/E ratio14.019.6

Higher yield

OCSL

12.98%

Safer dividend

BAC

Grade A

Faster growth

BAC

8.4%

Better value

BAC

+50% upside

BAC vs OCSL — FAQ

See more dividend stock comparisons · data refreshes daily · for informational purposes only, not investment advice.