BAC vs MA: Which Is the Better Dividend Stock?
As of June 2026, MA (Mastercard Incorporated) screens as the stronger dividend stock, winning 5 of 8 head-to-head metrics. BAC offers the higher yield at 2.00%, MA has the higher dividend-safety score, and BAC trades at the larger discount to fair value (+50%).
| Metric | BAC | MA |
|---|---|---|
| Forward yield | 2.00% | 0.71% |
| Annual dividend | $1.12 | $3.48 |
| Payout ratio | 27% | 18% |
| Years of growth | 12 yr | 14 yr |
| 5-yr dividend growth | 8.4% | 13.7% |
| 5-yr total return | 36% | 34% |
| Dividend safety score | 86 (A) | 89 (A) |
| Fair value estimate | $83.90 | $554.23 |
| Upside to fair value | +50% | +13% |
| Frequency | quarterly | quarterly |
| Market cap | $397.6B | $432.9B |
| P/E ratio | 13.9 | 28.3 |
Higher yield
BAC
2.00%
Safer dividend
MA
Grade A
Faster growth
MA
13.7%
Better value
BAC
+50% upside
BAC vs MA — FAQ
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