SmarterDividends

BAC vs MA: Which Is the Better Dividend Stock?

As of June 2026, MA (Mastercard Incorporated) screens as the stronger dividend stock, winning 5 of 8 head-to-head metrics. BAC offers the higher yield at 2.00%, MA has the higher dividend-safety score, and BAC trades at the larger discount to fair value (+50%).

MetricBACMA
Forward yield2.00%0.71%
Annual dividend$1.12$3.48
Payout ratio27%18%
Years of growth12 yr14 yr
5-yr dividend growth8.4%13.7%
5-yr total return36%34%
Dividend safety score86 (A)89 (A)
Fair value estimate$83.90$554.23
Upside to fair value+50%+13%
Frequencyquarterlyquarterly
Market cap$397.6B$432.9B
P/E ratio13.928.3

Higher yield

BAC

2.00%

Safer dividend

MA

Grade A

Faster growth

MA

13.7%

Better value

BAC

+50% upside

BAC vs MA — FAQ

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