BAC vs HBCYF: Which Is the Better Dividend Stock?
As of August 2026, BAC (Bank of America Corporation) screens as the stronger dividend stock, winning 5 of 7 head-to-head metrics. HBCYF offers the higher yield at 3.68%, BAC has the higher dividend-safety score, and BAC trades at the larger discount to fair value (+39%).
| Metric | BAC | HBCYF |
|---|---|---|
| Forward yield | 2.00% | 3.68% |
| Annual dividend | $1.28 | $0.75 |
| Payout ratio | 26% | 54% |
| Years of growth | 12 yr | 0 yr |
| 5-yr dividend growth | 8.4% | — |
| 5-yr total return | 52% | 286% |
| Dividend safety score | 85 (A) | 56 (C) |
| Fair value estimate | $89.85 | $27.26 |
| Upside to fair value | +39% | +34% |
| Frequency | quarterly | quarterly |
| Market cap | $451.0B | $349.0B |
| P/E ratio | 14.9 | 14.5 |
Higher yield
HBCYF
3.68%
Safer dividend
BAC
Grade A
Faster growth
BAC
8.4%
Better value
BAC
+39% upside
BAC vs HBCYF — FAQ
Related comparisons
See more dividend stock comparisons · data refreshes daily · for informational purposes only, not investment advice.