BAC vs HBCYF: Which Is the Better Dividend Stock?
As of June 2026, BAC (Bank of America Corporation) screens as the stronger dividend stock, winning 5 of 7 head-to-head metrics. HBCYF offers the higher yield at 3.92%, BAC has the higher dividend-safety score, and BAC trades at the larger discount to fair value (+47%).
| Metric | BAC | HBCYF |
|---|---|---|
| Forward yield | 1.94% | 3.92% |
| Annual dividend | $1.12 | $0.75 |
| Payout ratio | 27% | 62% |
| Years of growth | 12 yr | 0 yr |
| 5-yr dividend growth | 8.4% | — |
| 5-yr total return | 51% | 248% |
| Dividend safety score | 86 (A) | 50 (C) |
| Fair value estimate | $84.85 | $25.41 |
| Upside to fair value | +47% | +33% |
| Frequency | quarterly | quarterly |
| Market cap | $410.8B | $328.0B |
| P/E ratio | 14.4 | 15.8 |
Higher yield
HBCYF
3.92%
Safer dividend
BAC
Grade A
Faster growth
BAC
8.4%
Better value
BAC
+47% upside
BAC vs HBCYF — FAQ
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