SmarterDividends

HBCYF vs HSBC: Which Is the Better Dividend Stock?

As of July 2026, HSBC (HSBC Holdings plc) screens as the stronger dividend stock, winning 3 of 5 head-to-head metrics. HBCYF offers the higher yield at 4.00%, HSBC has the higher dividend-safety score, and HBCYF trades at the larger discount to fair value (+35%).

MetricHBCYFHSBC
Forward yield4.00%3.73%
Annual dividend$0.75$3.75
Payout ratio62%62%
Years of growth0 yr0 yr
5-yr dividend growth-13.8%
5-yr total return271%281%
Dividend safety score56 (C)70 (B)
Fair value estimate$25.26$127.75
Upside to fair value+35%+27%
Frequencyquarterlyquarterly
Market cap$339.2B$339.6B
P/E ratio16.316.6

Higher yield

HBCYF

4.00%

Safer dividend

HSBC

Grade B

Faster growth

HSBC

-13.8%

Better value

HBCYF

+35% upside

HBCYF vs HSBC — FAQ

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