SmarterDividends

HBCYF vs HSBC: Which Is the Better Dividend Stock?

As of September 2026, HSBC (HSBC Holdings plc) screens as the stronger dividend stock, winning 3 of 5 head-to-head metrics. HBCYF offers the higher yield at 3.66%, HSBC has the higher dividend-safety score, and HBCYF trades at the larger discount to fair value (+35%).

MetricHBCYFHSBC
Forward yield3.66%3.57%
Annual dividend$0.75$3.75
Payout ratio54%54%
Years of growth0 yr0 yr
5-yr dividend growth-13.8%
5-yr total return284%296%
Dividend safety score56 (C)72 (B)
Fair value estimate$27.38$136.35
Upside to fair value+35%+32%
Frequencyquarterlyquarterly
Market cap$350.7B$364.7B
P/E ratio14.615.0

Higher yield

HBCYF

3.66%

Safer dividend

HSBC

Grade B

Faster growth

HSBC

-13.8%

Better value

HBCYF

+35% upside

HBCYF vs HSBC — FAQ

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