SmarterDividends

HSBC vs MA: Which Is the Better Dividend Stock?

As of June 2026, HSBC and MA are closely matched. HSBC offers the higher yield at 4.05%, MA has the higher dividend-safety score, and HSBC trades at the larger discount to fair value (+37%).

MetricHSBCMA
Forward yield4.05%0.71%
Annual dividend$3.75$3.48
Payout ratio62%18%
Years of growth0 yr14 yr
5-yr dividend growth-13.8%13.7%
5-yr total return221%34%
Dividend safety score65 (C)89 (A)
Fair value estimate$127.00$554.23
Upside to fair value+37%+13%
Frequencyquarterlyquarterly
Market cap$317.8B$432.9B
P/E ratio15.328.3

Higher yield

HSBC

4.05%

Safer dividend

MA

Grade A

Faster growth

MA

13.7%

Better value

HSBC

+37% upside

HSBC vs MA — FAQ

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