HSBC vs MA: Which Is the Better Dividend Stock?
As of August 2026, HSBC and MA are closely matched. HSBC offers the higher yield at 3.61%, MA has the higher dividend-safety score, and HSBC trades at the larger discount to fair value (+31%).
| Metric | HSBC | MA |
|---|---|---|
| Forward yield | 3.61% | 0.61% |
| Annual dividend | $3.75 | $3.48 |
| Payout ratio | 54% | 18% |
| Years of growth | 0 yr | 14 yr |
| 5-yr dividend growth | -13.8% | 13.7% |
| 5-yr total return | 297% | 64% |
| Dividend safety score | 72 (B) | 88 (A) |
| Fair value estimate | $136.28 | $570.82 |
| Upside to fair value | +31% | +0% |
| Frequency | quarterly | quarterly |
| Market cap | $355.9B | $498.7B |
| P/E ratio | 14.8 | 31.3 |
Higher yield
HSBC
3.61%
Safer dividend
MA
Grade A
Faster growth
MA
13.7%
Better value
HSBC
+31% upside
HSBC vs MA — FAQ
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