Mastercard Incorporated
MAFinancial Services · Stock · quarterly payer
Forward Yield
0.64%
Annual Dividend
$3.48
Payout Ratio
18%
5-Yr Growth
13.7%
Ex-Date
Jul 9, 2026
Frequency
Quarterly
Summary
As of July 2026, Mastercard Incorporated (MA) yields 0.64% ($3.48 per share annually), with a blended fair-value estimate of $558.71 — +3% upside, so it screens as fairly valued. Dividend safety grade: A (89/100). 14 years of dividend growth.
Is MA a good dividend stock?
YesMastercard Incorporated (MA) pays a quarterly dividend yielding 0.64% ($3.48/yr), with 14 years of growth and a dividend-safety grade of A. It scores well across payout coverage, growth history and safety — a dependable income holding.
Advantages
- 14 consecutive years of dividend growth
- Never cut its dividend on record
- Comfortable payout ratio (18%)
- Strong 13.7% 5-yr dividend growth
- 57% total price return over 5 years
- Top-tier dividend safety score
Risks
- Single-stock concentration risk — diversify
Key Data
- Dividend Yield
- 0.64%
- Payout Ratio
- 18%
- Annual Dividend
- $3.48
- 5-Yr Avg Growth
- 13.7%
- Ex-Dividend Date
- Jul 9, 2026
- Years of Growth
- 14
- Frequency
- quarterly
- Beta
- 0.73
- Market Cap
- $480.3B
- P/E Ratio
- 31.4
- 5-Yr Total Return
- 57%
- 52-Week Range
- $464.52 – $601.77
- Dividend Safety
- A · 89/100
- Ever Cut?
- No
Frequently Asked Questions
MA Price — Last 12 Months
Daily close
Price Return
1 Year
-9%
3 Years
+32%
5 Years
+57%
52-Week Range
$464.52 – $601.77
Price change over each period (excludes dividends). Past performance doesn't guarantee future results.
What is MA worth?
Fairly valuedmedium confidenceOur blended fair-value estimate for Mastercard Incorporated is $558.71 per share, versus a market price of $543.60. That implies the stock is roughly fairly priced.
Fair Value
$558.71
Current Price
$543.60
Gap
+3%
Margin of Safety
3%
How we get there
Discounted cash flow
Discounts projected free cash flow back to today.
Earnings multiple (Graham)
Graham's earnings-multiple formula, anchored to bond yields.
At today's price, the market is pricing in about 16.7% annual free-cash-flow growth. We model 16.1% — so the price already assumes faster growth than we think is likely.
Assumptions: 7.9% discount rate (CAPM), 16.1% stage-1 growth, 2.5% terminal growth, $17.29 EPS, $3.48 annual dividend. Updated weekly.
Fair-value estimates are model output for educational purposes only — not investment advice or a price target.
MA Dividend Safety Score
Very Safe
SmarterDividends' proprietary score, backtested against which dividends were actually cut over 15+ years (0.78 AUC). It blends a validated cut-risk model (growth streak, cut history) with current payout, cash-flow and debt. Higher is safer · not investment advice.
Dividend Growth
Total dividends per share by year
Dividend History
| Ex-Date | Pay Date | Amount | Type |
|---|---|---|---|
| Jul 9, 2026 | — | $0.8700 | regular |
| Apr 9, 2026 | — | $0.8700 | regular |
| Jan 9, 2026 | — | $0.8700 | regular |
| Oct 9, 2025 | — | $0.7600 | regular |
| Jul 9, 2025 | — | $0.7600 | regular |
| Apr 9, 2025 | — | $0.7600 | regular |
| Jan 10, 2025 | — | $0.7600 | regular |
| Oct 9, 2024 | — | $0.6600 | regular |
| Jul 9, 2024 | — | $0.6600 | regular |
| Apr 8, 2024 | — | $0.6600 | regular |
| Jan 8, 2024 | — | $0.6600 | regular |
| Oct 5, 2023 | — | $0.5700 | regular |
| Jul 6, 2023 | — | $0.5700 | regular |
| Apr 5, 2023 | — | $0.5700 | regular |
Income Calculator
At $3.48 / yr per share
