SmarterDividends

HBCYF vs MA: Which Is the Better Dividend Stock?

As of June 2026, MA (Mastercard Incorporated) screens as the stronger dividend stock, winning 4 of 7 head-to-head metrics. HBCYF offers the higher yield at 3.92%, MA has the higher dividend-safety score, and HBCYF trades at the larger discount to fair value (+33%).

MetricHBCYFMA
Forward yield3.92%0.70%
Annual dividend$0.75$3.48
Payout ratio62%18%
Years of growth0 yr14 yr
5-yr dividend growth13.7%
5-yr total return248%29%
Dividend safety score50 (C)89 (A)
Fair value estimate$25.41$553.86
Upside to fair value+33%+11%
Frequencyquarterlyquarterly
Market cap$328.0B$440.9B
P/E ratio15.828.9

Higher yield

HBCYF

3.92%

Safer dividend

MA

Grade A

Faster growth

MA

13.7%

Better value

HBCYF

+33% upside

HBCYF vs MA — FAQ

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