BAC vs PAI: Which Is the Better Dividend Stock?
As of June 2026, BAC (Bank of America Corporation) screens as the stronger dividend stock, winning 7 of 8 head-to-head metrics. PAI offers the higher yield at 5.22%, BAC has the higher dividend-safety score, and BAC trades at the larger discount to fair value (+49%).
| Metric | BAC | PAI |
|---|---|---|
| Forward yield | 1.99% | 5.22% |
| Annual dividend | $1.12 | $0.63 |
| Payout ratio | 27% | 62% |
| Years of growth | 12 yr | 3 yr |
| 5-yr dividend growth | 8.4% | 0.8% |
| 5-yr total return | 47% | -23% |
| Dividend safety score | 86 (A) | 64 (C) |
| Fair value estimate | $83.99 | $11.98 |
| Upside to fair value | +49% | -1% |
| Frequency | quarterly | monthly |
| Market cap | $398.8B | $114.9M |
| P/E ratio | 13.9 | 11.8 |
Higher yield
PAI
5.22%
Safer dividend
BAC
Grade A
Faster growth
BAC
8.4%
Better value
BAC
+49% upside
BAC vs PAI — FAQ
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