BAC vs PFBC: Which Is the Better Dividend Stock?
As of July 2026, BAC and PFBC are closely matched. PFBC offers the higher yield at 2.98%, BAC has the higher dividend-safety score, and BAC trades at the larger discount to fair value (+46%).
| Metric | BAC | PFBC |
|---|---|---|
| Forward yield | 1.91% | 2.98% |
| Annual dividend | $1.12 | $3.20 |
| Payout ratio | 27% | 36% |
| Years of growth | 12 yr | 5 yr |
| 5-yr dividend growth | 8.4% | 20.1% |
| 5-yr total return | 53% | 82% |
| Dividend safety score | 86 (A) | 77 (B) |
| Fair value estimate | $85.77 | $134.57 |
| Upside to fair value | +46% | +26% |
| Frequency | quarterly | quarterly |
| Market cap | $416.8B | $1.3B |
| P/E ratio | 14.6 | 10.0 |
Higher yield
PFBC
2.98%
Safer dividend
BAC
Grade A
Faster growth
PFBC
20.1%
Better value
BAC
+46% upside
BAC vs PFBC — FAQ
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