SmarterDividends

GBCI vs MS: Which Is the Better Dividend Stock?

As of July 2026, MS (Morgan Stanley) screens as the stronger dividend stock, winning 6 of 8 head-to-head metrics. GBCI offers the higher yield at 2.55%, MS has the higher dividend-safety score, and GBCI trades at the larger discount to fair value (+39%).

MetricGBCIMS
Forward yield2.55%1.87%
Annual dividend$1.32$4.00
Payout ratio77%36%
Years of growth0 yr12 yr
5-yr dividend growth3.6%22.4%
5-yr total return0%123%
Dividend safety score63 (C)80 (A)
Fair value estimate$72.21$285.33
Upside to fair value+39%+33%
Frequencyquarterlyquarterly
Market cap$6.7B$337.4B
P/E ratio24.219.4

Higher yield

GBCI

2.55%

Safer dividend

MS

Grade A

Faster growth

MS

22.4%

Better value

GBCI

+39% upside

GBCI vs MS — FAQ

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