MA vs MS: Which Is the Better Dividend Stock?
As of August 2026, MA and MS are closely matched. MS offers the higher yield at 2.15%, MA has the higher dividend-safety score, and MA trades at the larger discount to fair value (+10%).
| Metric | MA | MS |
|---|---|---|
| Forward yield | 0.60% | 2.15% |
| Annual dividend | $3.48 | $4.60 |
| Payout ratio | 18% | 32% |
| Years of growth | 14 yr | 12 yr |
| 5-yr dividend growth | 13.7% | 22.4% |
| 5-yr total return | 67% | 120% |
| Dividend safety score | 87 (A) | 82 (A) |
| Fair value estimate | $641.25 | $142.74 |
| Upside to fair value | +10% | -33% |
| Frequency | quarterly | quarterly |
| Market cap | $508.6B | $336.4B |
| P/E ratio | 32.0 | 17.3 |
Higher yield
MS
2.15%
Safer dividend
MA
Grade A
Faster growth
MS
22.4%
Better value
MA
+10% upside
MA vs MS — FAQ
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See more dividend stock comparisons · data refreshes daily · for informational purposes only, not investment advice.