HD vs PHM: Which Is the Better Dividend Stock?
As of July 2026, HD and PHM are closely matched. HD offers the higher yield at 2.75%, PHM has the higher dividend-safety score, and HD trades at the larger discount to fair value (-25%).
| Metric | HD | PHM |
|---|---|---|
| Forward yield | 2.75% | 0.82% |
| Annual dividend | $9.32 | $1.04 |
| Payout ratio | 66% | 9% |
| Years of growth | 16 yr | 8 yr |
| 5-yr dividend growth | 8.9% | 13.0% |
| 5-yr total return | 4% | 134% |
| Dividend safety score | 84 (A) | 97 (A) |
| Fair value estimate | $255.76 | $84.94 |
| Upside to fair value | -25% | -33% |
| Frequency | quarterly | quarterly |
| Market cap | $332.1B | $23.5B |
| P/E ratio | 24.1 | 12.2 |
Higher yield
HD
2.75%
Safer dividend
PHM
Grade A
Faster growth
PHM
13.0%
Better value
HD
-25% upside
HD vs PHM — FAQ
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