SmarterDividends

PHM vs TOYOF: Which Is the Better Dividend Stock?

As of July 2026, PHM (PulteGroup, Inc.) screens as the stronger dividend stock, winning 6 of 8 head-to-head metrics. TOYOF offers the higher yield at 3.58%, PHM has the higher dividend-safety score, and TOYOF trades at the larger discount to fair value (+81%).

MetricPHMTOYOF
Forward yield0.82%3.58%
Annual dividend$1.04$0.64
Payout ratio9%32%
Years of growth8 yr3 yr
5-yr dividend growth13.0%8.4%
5-yr total return134%-79%
Dividend safety score97 (A)54 (C)
Fair value estimate$84.94$32.36
Upside to fair value-33%+81%
Frequencyquarterlysemiannual
Market cap$23.5B$212.0B
P/E ratio12.29.8

Higher yield

TOYOF

3.58%

Safer dividend

PHM

Grade A

Faster growth

PHM

13.0%

Better value

TOYOF

+81% upside

PHM vs TOYOF — FAQ

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