HSBC vs NCDL: Which Is the Better Dividend Stock?
As of August 2026, HSBC (HSBC Holdings plc) screens as the stronger dividend stock, winning 3 of 5 head-to-head metrics. NCDL offers the higher yield at 12.35%, HSBC has the higher dividend-safety score, and HSBC trades at the larger discount to fair value (+30%).
| Metric | HSBC | NCDL |
|---|---|---|
| Forward yield | 3.60% | 12.35% |
| Annual dividend | $3.75 | $1.52 |
| Payout ratio | 54% | 177% |
| Years of growth | 0 yr | 1 yr |
| 5-yr dividend growth | -13.8% | — |
| 5-yr total return | 298% | — |
| Dividend safety score | 72 (B) | — |
| Fair value estimate | $135.81 | $13.59 |
| Upside to fair value | +30% | +10% |
| Frequency | quarterly | quarterly |
| Market cap | $357.0B | $608.0M |
| P/E ratio | 14.9 | 13.1 |
Higher yield
NCDL
12.35%
Safer dividend
HSBC
Grade B
Faster growth
HSBC
-13.8%
Better value
HSBC
+30% upside
HSBC vs NCDL — FAQ
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