KSPI vs MSFT: Which Is the Better Dividend Stock?
As of July 2026, KSPI (Joint Stock Company Kaspi.kz) screens as the stronger dividend stock, winning 3 of 5 head-to-head metrics. KSPI offers the higher yield at 4.08%, MSFT has the higher dividend-safety score, and KSPI trades at the larger discount to fair value (+40%).
| Metric | KSPI | MSFT |
|---|---|---|
| Forward yield | 4.08% | 0.92% |
| Annual dividend | $3.59 | $3.64 |
| Payout ratio | 0% | 21% |
| Years of growth | 0 yr | 20 yr |
| 5-yr dividend growth | — | 10.2% |
| 5-yr total return | — | 30% |
| Dividend safety score | — | 91 (A) |
| Fair value estimate | $123.38 | $354.91 |
| Upside to fair value | +40% | -10% |
| Frequency | quarterly | quarterly |
| Market cap | $16.8B | $3.0T |
| P/E ratio | 7.9 | 23.5 |
Higher yield
KSPI
4.08%
Safer dividend
MSFT
Grade A
Faster growth
MSFT
10.2%
Better value
KSPI
+40% upside
KSPI vs MSFT — FAQ
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