MSFT vs ORCL: Which Is the Better Dividend Stock?
As of July 2026, MSFT and ORCL are closely matched. ORCL offers the higher yield at 1.58%, MSFT has the higher dividend-safety score, and ORCL trades at the larger discount to fair value (+63%).
| Metric | MSFT | ORCL |
|---|---|---|
| Forward yield | 0.92% | 1.58% |
| Annual dividend | $3.64 | $2.00 |
| Payout ratio | 21% | 34% |
| Years of growth | 20 yr | 11 yr |
| 5-yr dividend growth | 10.2% | 14.6% |
| 5-yr total return | 30% | 42% |
| Dividend safety score | 91 (A) | 82 (A) |
| Fair value estimate | $354.91 | $205.75 |
| Upside to fair value | -10% | +63% |
| Frequency | quarterly | quarterly |
| Market cap | $3.0T | $349.6B |
| P/E ratio | 23.5 | 21.7 |
Higher yield
ORCL
1.58%
Safer dividend
MSFT
Grade A
Faster growth
ORCL
14.6%
Better value
ORCL
+63% upside
MSFT vs ORCL — FAQ
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