SmarterDividends

MSFT vs SHMZF: Which Is the Better Dividend Stock?

As of July 2026, MSFT (Microsoft Corporation) screens as the stronger dividend stock, winning 5 of 8 head-to-head metrics. SHMZF offers the higher yield at 2.24%, MSFT has the higher dividend-safety score, and SHMZF trades at the larger discount to fair value (-7%).

MetricMSFTSHMZF
Forward yield0.92%2.24%
Annual dividend$3.64$0.55
Payout ratio21%33%
Years of growth20 yr5 yr
5-yr dividend growth10.2%17.4%
5-yr total return30%-37%
Dividend safety score91 (A)81 (A)
Fair value estimate$354.91$22.66
Upside to fair value-10%-7%
Frequencyquarterlymonthly
Market cap$3.0T$7.1B
P/E ratio23.519.0

Higher yield

SHMZF

2.24%

Safer dividend

MSFT

Grade A

Faster growth

SHMZF

17.4%

Better value

SHMZF

-7% upside

MSFT vs SHMZF — FAQ

See more dividend stock comparisons · data refreshes daily · for informational purposes only, not investment advice.