MSFT vs YB: Which Is the Better Dividend Stock?
As of July 2026, YB (Yuanbao Inc.) screens as the stronger dividend stock, winning 3 of 5 head-to-head metrics. YB offers the higher yield at 9.10%, MSFT has the higher dividend-safety score, and YB trades at the larger discount to fair value (+104%).
| Metric | MSFT | YB |
|---|---|---|
| Forward yield | 0.92% | 9.10% |
| Annual dividend | $3.64 | $1.26 |
| Payout ratio | 21% | 0% |
| Years of growth | 20 yr | 0 yr |
| 5-yr dividend growth | 10.2% | — |
| 5-yr total return | 30% | — |
| Dividend safety score | 91 (A) | — |
| Fair value estimate | $354.91 | $28.24 |
| Upside to fair value | -10% | +104% |
| Frequency | quarterly | annual |
| Market cap | $3.0T | $635.0M |
| P/E ratio | 23.5 | 3.3 |
Higher yield
YB
9.10%
Safer dividend
MSFT
Grade A
Faster growth
MSFT
10.2%
Better value
YB
+104% upside
MSFT vs YB — FAQ
Related comparisons
See more dividend stock comparisons · data refreshes daily · for informational purposes only, not investment advice.