SmarterDividends

RDY vs UNH: Which Is the Better Dividend Stock?

As of July 2026, UNH (UnitedHealth Group Incorporated) screens as the stronger dividend stock, winning 7 of 8 head-to-head metrics. UNH offers the higher yield at 2.18%, UNH has the higher dividend-safety score, and UNH trades at the larger discount to fair value (+35%).

MetricRDYUNH
Forward yield0.66%2.18%
Annual dividend$0.08$9.28
Payout ratio16%67%
Years of growth0 yr16 yr
5-yr dividend growth6.6%12.6%
5-yr total return-2%2%
Dividend safety score62 (C)89 (A)
Fair value estimate$4.29$573.15
Upside to fair value-66%+35%
Frequencyannualquarterly
Market cap$10.4B$382.8B
P/E ratio23.232.1

Higher yield

UNH

2.18%

Safer dividend

UNH

Grade A

Faster growth

UNH

12.6%

Better value

UNH

+35% upside

RDY vs UNH — FAQ

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