SMBK vs V: Which Is the Better Dividend Stock?
As of September 2026, V (Visa Inc.) screens as the stronger dividend stock, winning 5 of 8 head-to-head metrics. V offers the higher yield at 0.71%, V has the higher dividend-safety score, and SMBK trades at the larger discount to fair value (+139%).
| Metric | SMBK | V |
|---|---|---|
| Forward yield | 0.66% | 0.71% |
| Annual dividend | $0.34 | $2.68 |
| Payout ratio | 10% | 22% |
| Years of growth | 0 yr | 17 yr |
| 5-yr dividend growth | 9.9% | 14.9% |
| 5-yr total return | 101% | 68% |
| Dividend safety score | 70 (B) | 93 (A) |
| Fair value estimate | $124.10 | $354.28 |
| Upside to fair value | +139% | -6% |
| Frequency | quarterly | quarterly |
| Market cap | $886.9M | $700.3B |
| P/E ratio | 15.3 | 31.9 |
Higher yield
V
0.71%
Safer dividend
V
Grade A
Faster growth
V
14.9%
Better value
SMBK
+139% upside
SMBK vs V — FAQ
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