SmarterDividends

MA vs SMBK: Which Is the Better Dividend Stock?

As of September 2026, MA and SMBK are closely matched. SMBK offers the higher yield at 0.66%, MA has the higher dividend-safety score, and SMBK trades at the larger discount to fair value (+139%).

MetricMASMBK
Forward yield0.60%0.66%
Annual dividend$3.48$0.34
Payout ratio18%10%
Years of growth14 yr0 yr
5-yr dividend growth13.7%9.9%
5-yr total return67%101%
Dividend safety score89 (A)70 (B)
Fair value estimate$574.10$124.10
Upside to fair value-1%+139%
Frequencyquarterlyquarterly
Market cap$507.4B$886.9M
P/E ratio31.815.3

Higher yield

SMBK

0.66%

Safer dividend

MA

Grade A

Faster growth

MA

13.7%

Better value

SMBK

+139% upside

MA vs SMBK — FAQ

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