Bar Harbor Bankshares
BHB28 yrs growthFinancial Services · Stock · quarterly payer
Forward Yield
3.55%
Annual Dividend
$1.30
Payout Ratio
52%
5-Yr Growth
7.8%
Ex-Date
May 21, 2026
Frequency
Quarterly
Is BHB a good dividend stock?
YesBar Harbor Bankshares (BHB) pays a quarterly dividend yielding 3.55% ($1.30/yr), with 28 years of growth and a dividend-safety grade of A. It scores well across payout coverage, growth history and safety — a dependable income holding.
Advantages
- Dividend Aristocrat — 28 consecutive years of growth
- Never cut its dividend on record
- Comfortable payout ratio (52%)
- Strong 7.8% 5-yr dividend growth
- Top-tier dividend safety score
Risks
- Single-stock concentration risk — diversify
Key Data
- Dividend Yield
- 3.55%
- Payout Ratio
- 52%
- Annual Dividend
- $1.30
- 5-Yr Avg Growth
- 7.8%
- Ex-Dividend Date
- May 21, 2026
- Years of Growth
- 28
- Frequency
- quarterly
- Beta
- 0.61
- Market Cap
- $613.8M
- P/E Ratio
- 14.9
- 5-Yr Total Return
- 26%
- 52-Week Range
- $28.06 – $36.55
- Dividend Safety
- A · 96/100
- Ever Cut?
- No
Frequently Asked Questions
BHB Price — Last 12 Months
Daily close
Price Return
1 Year
+20%
3 Years
+46%
5 Years
+26%
52-Week Range
$28.06 – $36.55
Price change over each period (excludes dividends). Past performance doesn't guarantee future results.
What is BHB worth?
Undervaluedlow confidenceOur blended fair-value estimate for Bar Harbor Bankshares is $73.40 per share, versus a market price of $36.40. That implies 102% of upside — a margin of safety of about 50%.
Fair Value
$73.40
Current Price
$36.40
Upside
+102%
Margin of Safety
50%
How we get there
Discounted cash flow
Discounts projected free cash flow back to today.
Dividend discount
Discounts the future dividend stream back to today.
Earnings multiple (Graham)
Graham's earnings-multiple formula, anchored to bond yields.
At today's price, the market is pricing in about -1.8% annual free-cash-flow growth. We model 15.7% — below our estimate, leaving room for upside if the business executes.
Assumptions: 7.3% discount rate (CAPM), 15.7% stage-1 growth, 2.5% terminal growth, $2.46 EPS, $1.30 annual dividend. Updated weekly.
Fair-value estimates are model output for educational purposes only — not investment advice or a price target.
BHB Dividend Safety Score
Very Safe
SmarterDividends' proprietary score, backtested against which dividends were actually cut over 15+ years (0.78 AUC). It blends a validated cut-risk model (growth streak, cut history) with current payout, cash-flow and debt. Higher is safer · not investment advice.
Dividend Growth
Total dividends per share by year
Dividend History
| Ex-Date | Pay Date | Amount | Type |
|---|---|---|---|
| May 21, 2026 | — | $0.3400 | regular |
| Feb 20, 2026 | — | $0.3200 | regular |
| Nov 20, 2025 | — | $0.3200 | regular |
| Aug 14, 2025 | — | $0.3200 | regular |
| May 15, 2025 | — | $0.3200 | regular |
| Feb 20, 2025 | — | $0.3000 | regular |
| Nov 14, 2024 | — | $0.3000 | regular |
| Aug 15, 2024 | — | $0.3000 | regular |
| May 15, 2024 | — | $0.3000 | regular |
| Feb 14, 2024 | — | $0.2800 | regular |
| Nov 15, 2023 | — | $0.2800 | regular |
| Aug 15, 2023 | — | $0.2800 | regular |
| May 15, 2023 | — | $0.2800 | regular |
| Feb 15, 2023 | — | $0.2600 | regular |
Income Calculator
At $1.30 / yr per share
