Bank of South Carolina Corporation
BKSCFinancial Services · Stock · quarterly payer
Forward Yield
5.69%
Annual Dividend
$0.94
Payout Ratio
59%
5-Yr Growth
5.4%
Ex-Date
Jul 7, 2026
Frequency
Quarterly
Summary
As of July 2026, Bank of South Carolina Corporation (BKSC) yields 5.69% ($0.94 per share annually), with a blended fair-value estimate of $36.07 — +118% upside, so it screens as undervalued. Dividend safety grade: A (85/100). 2 years of dividend growth.
Is BKSC a good dividend stock?
YesBank of South Carolina Corporation (BKSC) pays a quarterly dividend yielding 5.69% ($0.94/yr), with 2 years of growth and a dividend-safety grade of A. It scores well across payout coverage, growth history and safety — a dependable income holding.
Advantages
- Comfortable payout ratio (59%)
- Strong 5.4% 5-yr dividend growth
- Top-tier dividend safety score
Risks
- Cut its dividend in 2010
- Share price is down over the past 5 years
Key Data
- Dividend Yield
- 5.69%
- Payout Ratio
- 59%
- Annual Dividend
- $0.94
- 5-Yr Avg Growth
- 5.4%
- Ex-Dividend Date
- Jul 7, 2026
- Years of Growth
- 2
- Frequency
- quarterly
- Beta
- 0.29
- Market Cap
- $88.8M
- P/E Ratio
- 11.4
- 5-Yr Total Return
- -22%
- 52-Week Range
- $14.45 – $17.45
- Dividend Safety
- A · 85/100
- Ever Cut?
- Yes (2010)
Frequently Asked Questions
BKSC Price — Last 12 Months
Daily close
Price Return
1 Year
+5%
3 Years
+16%
5 Years
-22%
52-Week Range
$14.45 – $17.45
Price change over each period (excludes dividends). Past performance doesn't guarantee future results.
What is BKSC worth?
Undervaluedlow confidenceOur blended fair-value estimate for Bank of South Carolina Corporation is $36.07 per share, versus a market price of $16.51. That implies 118% of upside — a margin of safety of about 54%.
Fair Value
$36.07
Current Price
$16.51
Upside
+118%
Margin of Safety
54%
How we get there
Discounted cash flow
Discounts projected free cash flow back to today.
Dividend discount
Discounts the future dividend stream back to today.
Earnings multiple (Graham)
Graham's earnings-multiple formula, anchored to bond yields.
At today's price, the market is pricing in about -10.0% annual free-cash-flow growth. We model 5.9% — below our estimate, leaving room for upside if the business executes.
Assumptions: 7.0% discount rate (CAPM), 5.9% stage-1 growth, 2.5% terminal growth, $1.45 EPS, $0.94 annual dividend. Updated weekly.
Fair-value estimates are model output for educational purposes only — not investment advice or a price target.
BKSC Dividend Safety Score
Very Safe
SmarterDividends' proprietary score, backtested against which dividends were actually cut over 15+ years (0.78 AUC). It blends a validated cut-risk model (growth streak, cut history) with current payout, cash-flow and debt. Higher is safer · not investment advice.
Dividend Growth
Total dividends per share by year
Dividend History
| Ex-Date | Pay Date | Amount | Type |
|---|---|---|---|
| Apr 14, 2026 | — | $0.2300 | regular |
| Dec 30, 2025 | — | $0.2300 | regular |
| Oct 7, 2025 | — | $0.2300 | regular |
| Jul 8, 2025 | — | $0.2100 | regular |
| Apr 8, 2025 | — | $0.1900 | regular |
| Dec 31, 2024 | — | $0.1900 | regular |
| Oct 8, 2024 | — | $0.1900 | regular |
| Jul 8, 2024 | — | $0.1700 | regular |
| Apr 8, 2024 | — | $0.1700 | regular |
| Jan 2, 2024 | — | $0.1700 | regular |
| Oct 6, 2023 | — | $0.1700 | regular |
| Jun 30, 2023 | — | $0.1700 | regular |
| Apr 3, 2023 | — | $0.1700 | regular |
| Dec 23, 2022 | — | $0.1700 | regular |
Income Calculator
At $0.94 / yr per share
