CB Financial Services, Inc.
CBFVFinancial Services · Stock · quarterly payer
Forward Yield
2.93%
Annual Dividend
$1.10
Payout Ratio
79%
5-Yr Growth
1.2%
Ex-Date
Aug 14, 2026
Frequency
Quarterly
Summary
As of September 2026, CB Financial Services, Inc. (CBFV) yields 2.93% ($1.10 per share annually), with a blended fair-value estimate of $65.32 — +74% upside, so it screens as undervalued. Dividend safety grade: A (86/100). 1 years of dividend growth.
Is CBFV a good dividend stock?
YesCB Financial Services, Inc. (CBFV) pays a quarterly dividend yielding 2.93% ($1.10/yr), with 1 year of growth and a dividend-safety grade of A. It scores well across payout coverage, growth history and safety — a dependable income holding.
Advantages
- Never cut its dividend on record
- 60% total price return over 5 years
- Top-tier dividend safety score
Risks
- Single-stock concentration risk — diversify
Key Data
- Dividend Yield
- 2.93%
- Payout Ratio
- 79%
- Annual Dividend
- $1.10
- 5-Yr Avg Growth
- 1.2%
- Ex-Dividend Date
- Aug 14, 2026
- Years of Growth
- 1
- Frequency
- quarterly
- Beta
- 0.27
- Market Cap
- $190.7M
- P/E Ratio
- 27.4
- 5-Yr Total Return
- 60%
- 52-Week Range
- $30.97 – $38.86
- Dividend Safety
- A · 86/100
- Ever Cut?
- No
Frequently Asked Questions
CBFV Price — Last 12 Months
Daily close
Price Return
1 Year
+13%
3 Years
+76%
5 Years
+60%
52-Week Range
$30.97 – $38.86
Price change over each period (excludes dividends). Past performance doesn't guarantee future results.
What is CBFV worth?
Undervaluedmedium confidenceOur blended fair-value estimate for CB Financial Services, Inc. is $65.32 per share, versus a market price of $37.60. That implies 74% of upside — a margin of safety of about 42%.
Fair Value
$65.32
Current Price
$37.60
Upside
+74%
Margin of Safety
42%
How we get there
Discounted cash flow
Discounts projected free cash flow back to today.
Dividend discount
Discounts the future dividend stream back to today.
Earnings multiple (Graham)
Graham's earnings-multiple formula, anchored to bond yields.
At today's price, the market is pricing in about 0.4% annual free-cash-flow growth. We model 20.0% — below our estimate, leaving room for upside if the business executes.
Assumptions: 7.0% discount rate (CAPM), 20.0% stage-1 growth, 2.5% terminal growth, $1.37 EPS, $1.10 annual dividend. Updated weekly.
Fair-value estimates are model output for educational purposes only — not investment advice or a price target.
CBFV Dividend Safety Score
Very Safe
SmarterDividends' proprietary score, backtested against which dividends were actually cut over 15+ years (0.78 AUC). It blends a validated cut-risk model (growth streak, cut history) with current payout, cash-flow and debt. Higher is safer · not investment advice.
Dividend Growth
Total dividends per share by year
Dividend History
| Ex-Date | Pay Date | Amount | Type |
|---|---|---|---|
| Aug 14, 2026 | — | $0.2800 | regular |
| May 15, 2026 | — | $0.2800 | regular |
| Feb 13, 2026 | — | $0.2800 | regular |
| Nov 14, 2025 | — | $0.2600 | regular |
| Aug 15, 2025 | — | $0.2600 | regular |
| May 16, 2025 | — | $0.2500 | regular |
| Feb 14, 2025 | — | $0.2500 | regular |
| Nov 15, 2024 | — | $0.2500 | regular |
| Aug 15, 2024 | — | $0.2500 | regular |
| May 14, 2024 | — | $0.2500 | regular |
| Feb 14, 2024 | — | $0.2500 | regular |
| Nov 14, 2023 | — | $0.2500 | regular |
| Aug 14, 2023 | — | $0.2500 | regular |
| May 12, 2023 | — | $0.2500 | regular |
Income Calculator
At $1.10 / yr per share
