Capital Bancorp, Inc.
CBNKFinancial Services · Stock · quarterly payer
Forward Yield
1.35%
Annual Dividend
$0.50
Payout Ratio
14%
5-Yr Growth
—
Ex-Date
Aug 10, 2026
Frequency
Quarterly
Summary
As of September 2026, Capital Bancorp, Inc. (CBNK) yields 1.35% ($0.50 per share annually), with a blended fair-value estimate of $64.07 — +73% upside, so it screens as undervalued. Dividend safety grade: B (79/100). 4 years of dividend growth.
Is CBNK a good dividend stock?
YesCapital Bancorp, Inc. (CBNK) pays a quarterly dividend yielding 1.35% ($0.50/yr), with 4 years of growth and a dividend-safety grade of B. It scores well across payout coverage, growth history and safety — a dependable income holding.
Advantages
- Never cut its dividend on record
- Comfortable payout ratio (14%)
- 54% total price return over 5 years
Risks
- Single-stock concentration risk — diversify
Key Data
- Dividend Yield
- 1.35%
- Payout Ratio
- 14%
- Annual Dividend
- $0.50
- 5-Yr Avg Growth
- —
- Ex-Dividend Date
- Aug 10, 2026
- Years of Growth
- 4
- Frequency
- quarterly
- Beta
- 0.51
- Market Cap
- $602.4M
- P/E Ratio
- 10.8
- 5-Yr Total Return
- 54%
- 52-Week Range
- $26.40 – $38.83
- Dividend Safety
- B · 79/100
- Ever Cut?
- No
Frequently Asked Questions
CBNK Price — Last 12 Months
Daily close
Price Return
1 Year
+16%
3 Years
+93%
5 Years
+54%
52-Week Range
$26.40 – $38.83
Price change over each period (excludes dividends). Past performance doesn't guarantee future results.
What is CBNK worth?
Undervaluedlow confidenceOur blended fair-value estimate for Capital Bancorp, Inc. is $64.07 per share, versus a market price of $36.98. That implies 73% of upside — a margin of safety of about 42%.
Fair Value
$64.07
Current Price
$36.98
Upside
+73%
Margin of Safety
42%
How we get there
Dividend discount
Discounts the future dividend stream back to today.
Earnings multiple (Graham)
Graham's earnings-multiple formula, anchored to bond yields.
At today's price, the market is pricing in about -10.0% annual free-cash-flow growth. We model 20.0% — below our estimate, leaving room for upside if the business executes.
Assumptions: 7.0% discount rate (CAPM), 20.0% stage-1 growth, 2.5% terminal growth, $3.41 EPS, $0.50 annual dividend. Updated weekly.
Fair-value estimates are model output for educational purposes only — not investment advice or a price target.
CBNK Dividend Safety Score
Safe
SmarterDividends' proprietary score, backtested against which dividends were actually cut over 15+ years (0.78 AUC). It blends a validated cut-risk model (growth streak, cut history) with current payout, cash-flow and debt. Higher is safer · not investment advice.
Dividend Growth
Total dividends per share by year
Dividend History
| Ex-Date | Pay Date | Amount | Type |
|---|---|---|---|
| Aug 10, 2026 | — | $0.1400 | regular |
| May 11, 2026 | — | $0.1200 | regular |
| Feb 9, 2026 | — | $0.1200 | regular |
| Nov 10, 2025 | — | $0.1200 | regular |
| Aug 11, 2025 | — | $0.1200 | regular |
| May 12, 2025 | — | $0.1000 | regular |
| Feb 10, 2025 | — | $0.1000 | regular |
| Nov 4, 2024 | — | $0.1000 | regular |
| Aug 5, 2024 | — | $0.1000 | regular |
| May 3, 2024 | — | $0.0800 | regular |
| Feb 2, 2024 | — | $0.0800 | regular |
| Nov 3, 2023 | — | $0.0800 | regular |
| Aug 4, 2023 | — | $0.0800 | regular |
| May 12, 2023 | — | $0.0600 | regular |
Income Calculator
At $0.50 / yr per share
