Muncy Columbia Financial Corporation
CCFN25 yrs growthFinancial Services · Stock · quarterly payer
Forward Yield
2.24%
Annual Dividend
$0.62
Payout Ratio
24%
5-Yr Growth
2.4%
Ex-Date
May 26, 2026
Frequency
Quarterly
Summary
As of June 2026, Muncy Columbia Financial Corporation (CCFN) yields 2.24% ($0.62 per share annually), with a blended fair-value estimate of $33.40 — +21% upside, so it screens as undervalued. Dividend safety grade: A (99/100). 25 years of dividend growth.
Is CCFN a good dividend stock?
YesMuncy Columbia Financial Corporation (CCFN) pays a quarterly dividend yielding 2.24% ($0.62/yr), with 25 years of growth and a dividend-safety grade of A. It scores well across payout coverage, growth history and safety — a dependable income holding.
Advantages
- Dividend Aristocrat — 25 consecutive years of growth
- Never cut its dividend on record
- Comfortable payout ratio (24%)
- 88% total price return over 5 years
- Top-tier dividend safety score
Risks
- Single-stock concentration risk — diversify
Key Data
- Dividend Yield
- 2.24%
- Payout Ratio
- 24%
- Annual Dividend
- $0.62
- 5-Yr Avg Growth
- 2.4%
- Ex-Dividend Date
- May 26, 2026
- Years of Growth
- 25
- Frequency
- quarterly
- Beta
- 0.12
- Market Cap
- $294.1M
- P/E Ratio
- 10.9
- 5-Yr Total Return
- 88%
- 52-Week Range
- $15.17 – $29.12
- Dividend Safety
- A · 99/100
- Ever Cut?
- No
Frequently Asked Questions
CCFN Price — Last 12 Months
Daily close
Price Return
1 Year
+81%
3 Years
+91%
5 Years
+88%
52-Week Range
$15.17 – $29.12
Price change over each period (excludes dividends). Past performance doesn't guarantee future results.
What is CCFN worth?
Undervaluedmedium confidenceOur blended fair-value estimate for Muncy Columbia Financial Corporation is $33.40 per share, versus a market price of $27.71. That implies 21% of upside — a margin of safety of about 17%.
Fair Value
$33.40
Current Price
$27.71
Upside
+21%
Margin of Safety
17%
How we get there
Discounted cash flow
Discounts projected free cash flow back to today.
Dividend discount
Discounts the future dividend stream back to today.
Earnings multiple (Graham)
Graham's earnings-multiple formula, anchored to bond yields.
At today's price, the market is pricing in about -10.0% annual free-cash-flow growth. We model 2.4% — below our estimate, leaving room for upside if the business executes.
Assumptions: 7.0% discount rate (CAPM), 2.4% stage-1 growth, 2.5% terminal growth, $2.55 EPS, $0.62 annual dividend. Updated weekly.
Fair-value estimates are model output for educational purposes only — not investment advice or a price target.
CCFN Dividend Safety Score
Very Safe
SmarterDividends' proprietary score, backtested against which dividends were actually cut over 15+ years (0.78 AUC). It blends a validated cut-risk model (growth streak, cut history) with current payout, cash-flow and debt. Higher is safer · not investment advice.
Dividend Growth
Total dividends per share by year
Dividend History
| Ex-Date | Pay Date | Amount | Type |
|---|---|---|---|
| May 26, 2026 | — | $0.1550 | regular |
| Apr 8, 2026 | — | $0.3333 | regular |
| Mar 4, 2026 | — | $0.1533 | regular |
| Nov 25, 2025 | — | $0.1500 | regular |
| Aug 26, 2025 | — | $0.1500 | regular |
| May 27, 2025 | — | $0.1500 | regular |
| May 6, 2025 | — | $0.1667 | regular |
| Feb 25, 2025 | — | $0.1500 | regular |
| Nov 26, 2024 | — | $0.1467 | regular |
| Aug 27, 2024 | — | $0.1467 | regular |
| May 29, 2024 | — | $0.1467 | regular |
| Feb 26, 2024 | — | $0.1467 | regular |
| Oct 16, 2023 | — | $0.1433 | regular |
| Aug 14, 2023 | — | $0.1433 | regular |
Income Calculator
At $0.62 / yr per share
