Citizens Financial Group, Inc.
CFG-PHFinancial Services · Stock · quarterly payer
Forward Yield
7.10%
Annual Dividend
$1.68
Payout Ratio
—
5-Yr Growth
—
Ex-Date
—
Frequency
Quarterly
Summary
As of September 2026, Citizens Financial Group, Inc. (CFG-PH) yields 7.10% ($1.68 per share annually), with a blended fair-value estimate of $29.71 — +15% upside, so it screens as undervalued. Dividend safety grade: C (52/100).
Is CFG-PH a good dividend stock?
MixedCitizens Financial Group, Inc. (CFG-PH) pays a quarterly dividend yielding 7.10% ($1.68/yr), with 0 years of growth and a dividend-safety grade of C. The picture is mixed — the dividend pays, but safety or growth signals are weaker than ideal.
Advantages
Risks
- Cut its dividend in 2025
Key Data
- Dividend Yield
- 7.10%
- Payout Ratio
- —
- Annual Dividend
- $1.68
- 5-Yr Avg Growth
- —
- Ex-Dividend Date
- —
- Years of Growth
- 0
- Frequency
- quarterly
- Beta
- 1.35
- Market Cap
- —
- P/E Ratio
- —
- 5-Yr Total Return
- —
- 52-Week Range
- $25.25 – $27.24
- Dividend Safety
- C · 52/100
- Ever Cut?
- Yes (2025)
Frequently Asked Questions
CFG-PH Price — Last 12 Months
Daily close
Price Return
1 Year
-2%
3 Years
—
5 Years
—
52-Week Range
$25.25 – $27.24
Price change over each period (excludes dividends). Past performance doesn't guarantee future results.
What is CFG-PH worth?
Undervaluedlow confidenceOur blended fair-value estimate for Citizens Financial Group, Inc. is $29.71 per share, versus a market price of $25.83. That implies 15% of upside — a margin of safety of about 13%.
Fair Value
$29.71
Current Price
$25.83
Upside
+15%
Margin of Safety
13%
How we get there
Dividend discount
Discounts the future dividend stream back to today.
Assumptions: 11.0% discount rate (CAPM), 20.0% stage-1 growth, 2.5% terminal growth, $1.68 annual dividend. Updated weekly.
Fair-value estimates are model output for educational purposes only — not investment advice or a price target.
CFG-PH Dividend Safety Score
Borderline
SmarterDividends' proprietary score, backtested against which dividends were actually cut over 15+ years (0.78 AUC). It blends a validated cut-risk model (growth streak, cut history) with current payout, cash-flow and debt. Higher is safer · not investment advice.
Dividend Growth
Total dividends per share by year
Dividend History
| Ex-Date | Pay Date | Amount | Type |
|---|---|---|---|
| Jun 18, 2026 | — | $0.4609 | regular |
| Mar 20, 2026 | — | $0.4609 | regular |
| Dec 22, 2025 | — | $0.4609 | regular |
| Sep 19, 2025 | — | $0.4609 | regular |
| Jun 20, 2025 | — | $0.4609 | regular |
| Mar 21, 2025 | — | $0.4609 | regular |
| Dec 20, 2024 | — | $0.4609 | regular |
| Sep 20, 2024 | — | $0.6812 | regular |
Income Calculator
At $1.68 / yr per share
