Cincinnati Financial Corporation
CINF30 yrs growthFinancial Services · Stock · quarterly payer
Forward Yield
2.21%
Annual Dividend
$3.76
Payout Ratio
17%
5-Yr Growth
7.7%
Ex-Date
Sep 23, 2026
Frequency
Quarterly
Summary
As of September 2026, Cincinnati Financial Corporation (CINF) yields 2.21% ($3.76 per share annually), with a blended fair-value estimate of $396.51 — +134% upside, so it screens as undervalued. Dividend safety grade: A (98/100). 30 years of dividend growth.
Is CINF a good dividend stock?
YesCincinnati Financial Corporation (CINF) pays a quarterly dividend yielding 2.21% ($3.76/yr), with 30 years of growth and a dividend-safety grade of A. It scores well across payout coverage, growth history and safety — a dependable income holding.
Advantages
- Dividend Aristocrat — 30 consecutive years of growth
- Comfortable payout ratio (17%)
- Strong 7.7% 5-yr dividend growth
- 49% total price return over 5 years
- Top-tier dividend safety score
Risks
- Cut its dividend in 1995
Key Data
- Dividend Yield
- 2.21%
- Payout Ratio
- 17%
- Annual Dividend
- $3.76
- 5-Yr Avg Growth
- 7.7%
- Ex-Dividend Date
- Sep 23, 2026
- Years of Growth
- 30
- Frequency
- quarterly
- Beta
- 0.55
- Market Cap
- $26.1B
- P/E Ratio
- 8.0
- 5-Yr Total Return
- 49%
- 52-Week Range
- $150.00 – $194.81
- Dividend Safety
- A · 98/100
- Ever Cut?
- Yes (1995)
Frequently Asked Questions
CINF Price — Last 12 Months
Daily close
Price Return
1 Year
+7%
3 Years
+66%
5 Years
+49%
52-Week Range
$150.00 – $194.81
Price change over each period (excludes dividends). Past performance doesn't guarantee future results.
What is CINF worth?
Undervaluedlow confidenceOur blended fair-value estimate for Cincinnati Financial Corporation is $396.51 per share, versus a market price of $169.80. That implies 134% of upside — a margin of safety of about 57%.
Fair Value
$396.51
Current Price
$169.80
Upside
+134%
Margin of Safety
57%
How we get there
Discounted cash flow
Discounts projected free cash flow back to today.
Dividend discount
Discounts the future dividend stream back to today.
At today's price, the market is pricing in about -10.0% annual free-cash-flow growth. We model 11.8% — below our estimate, leaving room for upside if the business executes.
Assumptions: 7.0% discount rate (CAPM), 11.8% stage-1 growth, 2.5% terminal growth, $21.18 EPS, $3.76 annual dividend. Updated weekly.
Fair-value estimates are model output for educational purposes only — not investment advice or a price target.
CINF Dividend Safety Score
Very Safe
SmarterDividends' proprietary score, backtested against which dividends were actually cut over 15+ years (0.78 AUC). It blends a validated cut-risk model (growth streak, cut history) with current payout, cash-flow and debt. Higher is safer · not investment advice.
Dividend Growth
Total dividends per share by year
Dividend History
| Ex-Date | Pay Date | Amount | Type |
|---|---|---|---|
| Jun 23, 2026 | — | $0.9400 | regular |
| Mar 24, 2026 | — | $0.9400 | regular |
| Dec 22, 2025 | — | $0.8700 | regular |
| Sep 22, 2025 | — | $0.8700 | regular |
| Jun 23, 2025 | — | $0.8700 | regular |
| Mar 24, 2025 | — | $0.8700 | regular |
| Dec 19, 2024 | — | $0.8100 | regular |
| Sep 17, 2024 | — | $0.8100 | regular |
| Jun 18, 2024 | — | $0.8100 | regular |
| Mar 18, 2024 | — | $0.8100 | regular |
| Dec 18, 2023 | — | $0.7500 | regular |
| Sep 15, 2023 | — | $0.7500 | regular |
| Jun 15, 2023 | — | $0.7500 | regular |
| Mar 16, 2023 | — | $0.7500 | regular |
Income Calculator
At $3.76 / yr per share
