CaixaBank, S.A.
CIXPFFinancial Services · Stock · monthly payer
Forward Yield
4.21%
Annual Dividend
$0.58
Payout Ratio
97%
5-Yr Growth
26.5%
Ex-Date
Apr 7, 2026
Frequency
Monthly
Summary
As of July 2026, CaixaBank, S.A. (CIXPF) yields 4.21% ($0.58 per share annually), with a blended fair-value estimate of $25.79 — +87% upside, so it screens as undervalued. Dividend safety grade: C (57/100).
Is CIXPF a good dividend stock?
MixedCaixaBank, S.A. (CIXPF) pays a monthly dividend yielding 4.21% ($0.58/yr), with 0 years of growth and a dividend-safety grade of C. The picture is mixed — the dividend pays, but safety or growth signals are weaker than ideal.
Advantages
- Strong 26.5% 5-yr dividend growth
- 347% total price return over 5 years
Risks
- Cut its dividend in 2015
- Elevated payout ratio (97%)
Key Data
- Dividend Yield
- 4.21%
- Payout Ratio
- 97%
- Annual Dividend
- $0.58
- 5-Yr Avg Growth
- 26.5%
- Ex-Dividend Date
- Apr 7, 2026
- Years of Growth
- 0
- Frequency
- monthly
- Beta
- 0.11
- Market Cap
- $96.0B
- P/E Ratio
- 14.8
- 5-Yr Total Return
- 347%
- 52-Week Range
- $8.70 – $14.55
- Dividend Safety
- C · 57/100
- Ever Cut?
- Yes (2015)
Frequently Asked Questions
CIXPF Price — Last 12 Months
Daily close
Price Return
1 Year
+37%
3 Years
+237%
5 Years
+347%
52-Week Range
$8.70 – $14.55
Price change over each period (excludes dividends). Past performance doesn't guarantee future results.
What is CIXPF worth?
Undervaluedlow confidenceOur blended fair-value estimate for CaixaBank, S.A. is $25.79 per share, versus a market price of $13.80. That implies 87% of upside — a margin of safety of about 46%.
Fair Value
$25.79
Current Price
$13.80
Upside
+87%
Margin of Safety
46%
How we get there
Dividend discount
Discounts the future dividend stream back to today.
Earnings multiple (Graham)
Graham's earnings-multiple formula, anchored to bond yields.
At today's price, the market is pricing in about -10.0% annual free-cash-flow growth. We model 16.6% — below our estimate, leaving room for upside if the business executes.
Assumptions: 7.0% discount rate (CAPM), 16.6% stage-1 growth, 2.5% terminal growth, $0.93 EPS, $0.58 annual dividend. Updated weekly.
Fair-value estimates are model output for educational purposes only — not investment advice or a price target.
CIXPF Dividend Safety Score
Borderline
SmarterDividends' proprietary score, backtested against which dividends were actually cut over 15+ years (0.78 AUC). It blends a validated cut-risk model (growth streak, cut history) with current payout, cash-flow and debt. Higher is safer · not investment advice.
Dividend Growth
Total dividends per share by year
Dividend History
| Ex-Date | Pay Date | Amount | Type |
|---|---|---|---|
| Apr 7, 2026 | — | $0.3867 | regular |
| Apr 7, 2026 | — | $0.3866 | regular |
| Apr 7, 2026 | — | $0.3866 | regular |
| Apr 7, 2026 | — | $0.3855 | regular |
| Apr 7, 2026 | — | $0.3855 | regular |
| Apr 7, 2026 | — | $0.3846 | regular |
| Apr 7, 2026 | — | $0.3843 | regular |
| Apr 7, 2026 | — | $0.3842 | regular |
| Apr 7, 2026 | — | $0.3838 | regular |
| Apr 7, 2026 | — | $0.3836 | regular |
| Apr 7, 2026 | — | $0.3835 | regular |
| Apr 7, 2026 | — | $0.3829 | regular |
| Apr 7, 2026 | — | $0.3828 | regular |
| Apr 7, 2026 | — | $0.3827 | regular |
Income Calculator
At $0.58 / yr per share
