Enterprise Financial Services Corp
EFSCFinancial Services · Stock · quarterly payer
Forward Yield
2.09%
Annual Dividend
$1.26
Payout Ratio
—
5-Yr Growth
11.1%
Ex-Date
—
Frequency
Quarterly
Summary
As of June 2026, Enterprise Financial Services Corp (EFSC) yields 2.09% ($1.26 per share annually), with a blended fair-value estimate of $111.40 — +74% upside, so it screens as undervalued. Dividend safety grade: A (94/100). 12 years of dividend growth.
Is EFSC a good dividend stock?
YesEnterprise Financial Services Corp (EFSC) pays a quarterly dividend yielding 2.09% ($1.26/yr), with 12 years of growth and a dividend-safety grade of A. It scores well across payout coverage, growth history and safety — a dependable income holding.
Advantages
- 12 consecutive years of dividend growth
- Never cut its dividend on record
- Strong 11.1% 5-yr dividend growth
- Top-tier dividend safety score
Risks
- Single-stock concentration risk — diversify
Key Data
- Dividend Yield
- 2.09%
- Payout Ratio
- —
- Annual Dividend
- $1.26
- 5-Yr Avg Growth
- 11.1%
- Ex-Dividend Date
- —
- Years of Growth
- 12
- Frequency
- quarterly
- Beta
- 0.82
- Market Cap
- $2.3B
- P/E Ratio
- 11.7
- 5-Yr Total Return
- 38%
- 52-Week Range
- $51.18 – $64.35
- Dividend Safety
- A · 94/100
- Ever Cut?
- No
Frequently Asked Questions
EFSC Price — Last 12 Months
Daily close
Price Return
1 Year
+16%
3 Years
+64%
5 Years
+38%
52-Week Range
$51.18 – $64.35
Price change over each period (excludes dividends). Past performance doesn't guarantee future results.
What is EFSC worth?
Undervaluedlow confidenceOur blended fair-value estimate for Enterprise Financial Services Corp is $111.40 per share, versus a market price of $64.19. That implies 74% of upside — a margin of safety of about 42%.
Fair Value
$111.40
Current Price
$64.19
Upside
+74%
Margin of Safety
42%
How we get there
Discounted cash flow
Discounts projected free cash flow back to today.
Dividend discount
Discounts the future dividend stream back to today.
Earnings multiple (Graham)
Graham's earnings-multiple formula, anchored to bond yields.
At today's price, the market is pricing in about -10.0% annual free-cash-flow growth. We model 9.5% — below our estimate, leaving room for upside if the business executes.
Assumptions: 8.4% discount rate (CAPM), 9.5% stage-1 growth, 2.5% terminal growth, $5.30 EPS, $1.30 annual dividend. Updated weekly.
Fair-value estimates are model output for educational purposes only — not investment advice or a price target.
EFSC Dividend Safety Score
Very Safe
SmarterDividends' proprietary score, backtested against which dividends were actually cut over 15+ years (0.78 AUC). It blends a validated cut-risk model (growth streak, cut history) with current payout, cash-flow and debt. Higher is safer · not investment advice.
Dividend Growth
Total dividends per share by year
Dividend History
| Ex-Date | Pay Date | Amount | Type |
|---|---|---|---|
| Jun 15, 2026 | — | $0.3400 | regular |
| Mar 13, 2026 | — | $0.3300 | regular |
| Dec 15, 2025 | — | $0.3200 | regular |
| Sep 15, 2025 | — | $0.3100 | regular |
| Jun 16, 2025 | — | $0.3000 | regular |
| Mar 14, 2025 | — | $0.2900 | regular |
| Dec 16, 2024 | — | $0.2800 | regular |
| Sep 16, 2024 | — | $0.2700 | regular |
| Jun 14, 2024 | — | $0.2600 | regular |
| Mar 14, 2024 | — | $0.2500 | regular |
| Dec 14, 2023 | — | $0.2500 | regular |
| Sep 14, 2023 | — | $0.2500 | regular |
| Jun 14, 2023 | — | $0.2500 | regular |
| Mar 14, 2023 | — | $0.2500 | regular |
Income Calculator
At $1.26 / yr per share
