Enterprise Financial Services Corp
EFSCFinancial Services · Stock · quarterly payer
Forward Yield
2.07%
Annual Dividend
$1.34
Payout Ratio
26%
5-Yr Growth
11.1%
Ex-Date
Sep 15, 2026
Frequency
Quarterly
Summary
As of September 2026, Enterprise Financial Services Corp (EFSC) yields 2.07% ($1.34 per share annually), with a blended fair-value estimate of $107.51 — +66% upside, so it screens as undervalued. Dividend safety grade: A (93/100). 12 years of dividend growth.
Is EFSC a good dividend stock?
YesEnterprise Financial Services Corp (EFSC) pays a quarterly dividend yielding 2.07% ($1.34/yr), with 12 years of growth and a dividend-safety grade of A. It scores well across payout coverage, growth history and safety — a dependable income holding.
Advantages
- 12 consecutive years of dividend growth
- Never cut its dividend on record
- Comfortable payout ratio (26%)
- Strong 11.1% 5-yr dividend growth
- 43% total price return over 5 years
- Top-tier dividend safety score
Risks
- Single-stock concentration risk — diversify
Key Data
- Dividend Yield
- 2.07%
- Payout Ratio
- 26%
- Annual Dividend
- $1.34
- 5-Yr Avg Growth
- 11.1%
- Ex-Dividend Date
- Sep 15, 2026
- Years of Growth
- 12
- Frequency
- quarterly
- Beta
- 0.80
- Market Cap
- $2.3B
- P/E Ratio
- 12.9
- 5-Yr Total Return
- 43%
- 52-Week Range
- $51.18 – $68.73
- Dividend Safety
- A · 93/100
- Ever Cut?
- No
Frequently Asked Questions
EFSC Price — Last 12 Months
Daily close
Price Return
1 Year
+12%
3 Years
+72%
5 Years
+43%
52-Week Range
$51.18 – $68.73
Price change over each period (excludes dividends). Past performance doesn't guarantee future results.
What is EFSC worth?
Undervaluedmedium confidenceOur blended fair-value estimate for Enterprise Financial Services Corp is $107.51 per share, versus a market price of $64.66. That implies 66% of upside — a margin of safety of about 40%.
Fair Value
$107.51
Current Price
$64.66
Upside
+66%
Margin of Safety
40%
How we get there
Discounted cash flow
Discounts projected free cash flow back to today.
Dividend discount
Discounts the future dividend stream back to today.
Earnings multiple (Graham)
Graham's earnings-multiple formula, anchored to bond yields.
At today's price, the market is pricing in about -10.0% annual free-cash-flow growth. We model 9.5% — below our estimate, leaving room for upside if the business executes.
Assumptions: 8.3% discount rate (CAPM), 9.5% stage-1 growth, 2.5% terminal growth, $5.03 EPS, $1.34 annual dividend. Updated weekly.
Fair-value estimates are model output for educational purposes only — not investment advice or a price target.
EFSC Dividend Safety Score
Very Safe
SmarterDividends' proprietary score, backtested against which dividends were actually cut over 15+ years (0.78 AUC). It blends a validated cut-risk model (growth streak, cut history) with current payout, cash-flow and debt. Higher is safer · not investment advice.
Dividend Growth
Total dividends per share by year
Dividend History
| Ex-Date | Pay Date | Amount | Type |
|---|---|---|---|
| Jun 15, 2026 | — | $0.3400 | regular |
| Mar 13, 2026 | — | $0.3300 | regular |
| Dec 15, 2025 | — | $0.3200 | regular |
| Sep 15, 2025 | — | $0.3100 | regular |
| Jun 16, 2025 | — | $0.3000 | regular |
| Mar 14, 2025 | — | $0.2900 | regular |
| Dec 16, 2024 | — | $0.2800 | regular |
| Sep 16, 2024 | — | $0.2700 | regular |
| Jun 14, 2024 | — | $0.2600 | regular |
| Mar 14, 2024 | — | $0.2500 | regular |
| Dec 14, 2023 | — | $0.2500 | regular |
| Sep 14, 2023 | — | $0.2500 | regular |
| Jun 14, 2023 | — | $0.2500 | regular |
| Mar 14, 2023 | — | $0.2500 | regular |
Income Calculator
At $1.34 / yr per share
