Fidelity D & D Bancorp, Inc.
FDBC24 yrs growthFinancial Services · Stock · quarterly payer
Forward Yield
3.36%
Annual Dividend
$1.69
Payout Ratio
32%
5-Yr Growth
7.4%
Ex-Date
May 20, 2026
Frequency
Quarterly
Is FDBC a good dividend stock?
YesFidelity D & D Bancorp, Inc. (FDBC) pays a quarterly dividend yielding 3.36% ($1.69/yr), with 24 years of growth and a dividend-safety grade of A. It scores well across payout coverage, growth history and safety — a dependable income holding.
Advantages
- 24 consecutive years of dividend growth
- Never cut its dividend on record
- Comfortable payout ratio (32%)
- Strong 7.4% 5-yr dividend growth
- Top-tier dividend safety score
Risks
- Share price is down over the past 5 years
Key Data
- Dividend Yield
- 3.36%
- Payout Ratio
- 32%
- Annual Dividend
- $1.69
- 5-Yr Avg Growth
- 7.4%
- Ex-Dividend Date
- May 20, 2026
- Years of Growth
- 24
- Frequency
- quarterly
- Beta
- 0.84
- Market Cap
- $292.5M
- P/E Ratio
- 9.9
- 5-Yr Total Return
- -12%
- 52-Week Range
- $39.00 – $50.00
- Dividend Safety
- A · 95/100
- Ever Cut?
- No
Frequently Asked Questions
FDBC Price — Last 12 Months
Daily close
Price Return
1 Year
+3%
3 Years
-2%
5 Years
-12%
52-Week Range
$39.00 – $50.00
Price change over each period (excludes dividends). Past performance doesn't guarantee future results.
What is FDBC worth?
Undervaluedmedium confidenceOur blended fair-value estimate for Fidelity D & D Bancorp, Inc. is $88.15 per share, versus a market price of $50.39. That implies 75% of upside — a margin of safety of about 43%.
Fair Value
$88.15
Current Price
$50.39
Upside
+75%
Margin of Safety
43%
How we get there
Discounted cash flow
Discounts projected free cash flow back to today.
Dividend discount
Discounts the future dividend stream back to today.
Earnings multiple (Graham)
Graham's earnings-multiple formula, anchored to bond yields.
At today's price, the market is pricing in about -10.0% annual free-cash-flow growth. We model 7.4% — below our estimate, leaving room for upside if the business executes.
Assumptions: 8.5% discount rate (CAPM), 7.4% stage-1 growth, 2.5% terminal growth, $5.11 EPS, $1.69 annual dividend. Updated weekly.
Fair-value estimates are model output for educational purposes only — not investment advice or a price target.
FDBC Dividend Safety Score
Very Safe
SmarterDividends' proprietary score, backtested against which dividends were actually cut over 15+ years (0.78 AUC). It blends a validated cut-risk model (growth streak, cut history) with current payout, cash-flow and debt. Higher is safer · not investment advice.
Dividend Growth
Total dividends per share by year
Dividend History
| Ex-Date | Pay Date | Amount | Type |
|---|---|---|---|
| May 20, 2026 | — | $0.4300 | regular |
| Feb 13, 2026 | — | $0.4300 | regular |
| Nov 14, 2025 | — | $0.4300 | regular |
| Aug 15, 2025 | — | $0.4000 | regular |
| May 20, 2025 | — | $0.4000 | regular |
| Feb 14, 2025 | — | $0.4000 | regular |
| Nov 15, 2024 | — | $0.4000 | regular |
| Aug 20, 2024 | — | $0.3800 | regular |
| May 17, 2024 | — | $0.3800 | regular |
| Feb 15, 2024 | — | $0.3800 | regular |
| Nov 16, 2023 | — | $0.3800 | regular |
| Aug 17, 2023 | — | $0.3600 | regular |
| May 18, 2023 | — | $0.3600 | regular |
| Feb 16, 2023 | — | $0.3600 | regular |
Income Calculator
At $1.69 / yr per share
