Hills Bancorporation
HBIAFinancial Services · Stock · monthly payer
Forward Yield
1.32%
Annual Dividend
$0.62
Payout Ratio
14%
5-Yr Growth
—
Ex-Date
Jan 9, 2026
Frequency
Monthly
Summary
As of September 2026, Hills Bancorporation (HBIA) yields 1.32% ($0.62 per share annually), with a blended fair-value estimate of $45.27 — -3% downside, so it screens as fairly valued. Dividend safety grade: B (74/100). 1 years of dividend growth.
Is HBIA a good dividend stock?
Yes, with caveatsHills Bancorporation (HBIA) pays a monthly dividend yielding 1.32% ($0.62/yr), with 1 year of growth and a dividend-safety grade of B. It's a solid income payer, but check the caveats below before buying.
Advantages
- Never cut its dividend on record
- Comfortable payout ratio (14%)
Risks
- Share price is down over the past 5 years
Key Data
- Dividend Yield
- 1.32%
- Payout Ratio
- 14%
- Annual Dividend
- $0.62
- 5-Yr Avg Growth
- —
- Ex-Dividend Date
- Jan 9, 2026
- Years of Growth
- 1
- Frequency
- monthly
- Beta
- 0.10
- Market Cap
- $813.6M
- P/E Ratio
- 10.9
- 5-Yr Total Return
- -30%
- 52-Week Range
- $44.00 – $99.01
- Dividend Safety
- B · 74/100
- Ever Cut?
- No
Frequently Asked Questions
HBIA Price — Last 12 Months
Daily close
Price Return
1 Year
-42%
3 Years
-28%
5 Years
-30%
52-Week Range
$44.00 – $99.01
Price change over each period (excludes dividends). Past performance doesn't guarantee future results.
What is HBIA worth?
Fairly valuedlow confidenceOur blended fair-value estimate for Hills Bancorporation is $45.27 per share, versus a market price of $46.65. That implies the stock is roughly fairly priced.
Fair Value
$45.27
Current Price
$46.65
Gap
-3%
Margin of Safety
-3%
How we get there
Discounted cash flow
Discounts projected free cash flow back to today.
Dividend discount
Discounts the future dividend stream back to today.
Earnings multiple (Graham)
Graham's earnings-multiple formula, anchored to bond yields.
At today's price, the market is pricing in about 4.8% annual free-cash-flow growth. We model 5.2% — below our estimate, leaving room for upside if the business executes.
Assumptions: 7.0% discount rate (CAPM), 5.2% stage-1 growth, 2.5% terminal growth, $4.30 EPS, $0.62 annual dividend. Updated weekly.
Fair-value estimates are model output for educational purposes only — not investment advice or a price target.
HBIA Dividend Safety Score
Safe
SmarterDividends' proprietary score, backtested against which dividends were actually cut over 15+ years (0.78 AUC). It blends a validated cut-risk model (growth streak, cut history) with current payout, cash-flow and debt. Higher is safer · not investment advice.
Dividend Growth
Total dividends per share by year
Dividend History
| Ex-Date | Pay Date | Amount | Type |
|---|---|---|---|
| Jan 9, 2026 | — | $1.2300 | regular |
| Jan 9, 2026 | — | $0.6150 | regular |
| Jan 10, 2025 | — | $1.1500 | regular |
| Jan 10, 2025 | — | $0.5750 | regular |
| Jan 7, 2021 | — | $0.9400 | regular |
| Jan 7, 2021 | — | $0.4700 | regular |
Income Calculator
At $0.62 / yr per share
