Home Federal Bancorp, Inc. of Louisiana
HFBLFinancial Services · Stock · quarterly payer
Forward Yield
2.61%
Annual Dividend
$0.60
Payout Ratio
28%
5-Yr Growth
10.3%
Ex-Date
Jul 27, 2026
Frequency
Quarterly
Summary
As of July 2026, Home Federal Bancorp, Inc. of Louisiana (HFBL) yields 2.61% ($0.60 per share annually), with a blended fair-value estimate of $33.82 — +47% upside, so it screens as undervalued. Dividend safety grade: A (85/100). 12 years of dividend growth.
Is HFBL a good dividend stock?
YesHome Federal Bancorp, Inc. of Louisiana (HFBL) pays a quarterly dividend yielding 2.61% ($0.60/yr), with 12 years of growth and a dividend-safety grade of A. It scores well across payout coverage, growth history and safety — a dependable income holding.
Advantages
- 12 consecutive years of dividend growth
- Comfortable payout ratio (28%)
- Strong 10.3% 5-yr dividend growth
- Top-tier dividend safety score
Risks
- Cut its dividend in 2011
Key Data
- Dividend Yield
- 2.61%
- Payout Ratio
- 28%
- Annual Dividend
- $0.60
- 5-Yr Avg Growth
- 10.3%
- Ex-Dividend Date
- Jul 27, 2026
- Years of Growth
- 12
- Frequency
- quarterly
- Beta
- 0.38
- Market Cap
- $70.2M
- P/E Ratio
- 11.9
- 5-Yr Total Return
- 28%
- 52-Week Range
- $12.83 – $24.00
- Dividend Safety
- A · 85/100
- Ever Cut?
- Yes (2011)
Frequently Asked Questions
HFBL Price — Last 12 Months
Daily close
Price Return
1 Year
+72%
3 Years
+53%
5 Years
+28%
52-Week Range
$12.83 – $24.00
Price change over each period (excludes dividends). Past performance doesn't guarantee future results.
What is HFBL worth?
Undervaluedmedium confidenceOur blended fair-value estimate for Home Federal Bancorp, Inc. of Louisiana is $33.82 per share, versus a market price of $23.00. That implies 47% of upside — a margin of safety of about 32%.
Fair Value
$33.82
Current Price
$23.00
Upside
+47%
Margin of Safety
32%
How we get there
Dividend discount
Discounts the future dividend stream back to today.
Earnings multiple (Graham)
Graham's earnings-multiple formula, anchored to bond yields.
At today's price, the market is pricing in about -10.0% annual free-cash-flow growth. We model 10.3% — below our estimate, leaving room for upside if the business executes.
Assumptions: 7.0% discount rate (CAPM), 10.3% stage-1 growth, 2.5% terminal growth, $1.93 EPS, $0.60 annual dividend. Updated weekly.
Fair-value estimates are model output for educational purposes only — not investment advice or a price target.
HFBL Dividend Safety Score
Very Safe
SmarterDividends' proprietary score, backtested against which dividends were actually cut over 15+ years (0.78 AUC). It blends a validated cut-risk model (growth streak, cut history) with current payout, cash-flow and debt. Higher is safer · not investment advice.
Dividend Growth
Total dividends per share by year
Dividend History
| Ex-Date | Pay Date | Amount | Type |
|---|---|---|---|
| Apr 27, 2026 | — | $0.1350 | regular |
| Feb 2, 2026 | — | $0.1350 | regular |
| Oct 27, 2025 | — | $0.1350 | regular |
| Aug 4, 2025 | — | $0.1350 | regular |
| Apr 28, 2025 | — | $0.1300 | regular |
| Jan 27, 2025 | — | $0.1300 | regular |
| Oct 28, 2024 | — | $0.1300 | regular |
| Aug 5, 2024 | — | $0.1300 | regular |
| Apr 26, 2024 | — | $0.1250 | regular |
| Jan 26, 2024 | — | $0.1250 | regular |
| Oct 27, 2023 | — | $0.1250 | regular |
| Jul 28, 2023 | — | $0.1250 | regular |
| Apr 28, 2023 | — | $0.1200 | regular |
| Jan 27, 2023 | — | $0.1200 | regular |
Income Calculator
At $0.60 / yr per share
