HomeTrust Bancshares, Inc.
HTBFinancial Services · Stock · quarterly payer
Forward Yield
1.27%
Annual Dividend
$0.60
Payout Ratio
14%
5-Yr Growth
11.1%
Ex-Date
Aug 13, 2026
Frequency
Quarterly
Summary
As of September 2026, HomeTrust Bancshares, Inc. (HTB) yields 1.27% ($0.60 per share annually), with a blended fair-value estimate of $47.35 — +0% upside, so it screens as fairly valued. Dividend safety grade: A (84/100). 7 years of dividend growth.
Is HTB a good dividend stock?
YesHomeTrust Bancshares, Inc. (HTB) pays a quarterly dividend yielding 1.27% ($0.60/yr), with 7 years of growth and a dividend-safety grade of A. It scores well across payout coverage, growth history and safety — a dependable income holding.
Advantages
- Never cut its dividend on record
- Comfortable payout ratio (14%)
- Strong 11.1% 5-yr dividend growth
- 69% total price return over 5 years
- Top-tier dividend safety score
Risks
- Single-stock concentration risk — diversify
Key Data
- Dividend Yield
- 1.27%
- Payout Ratio
- 14%
- Annual Dividend
- $0.60
- 5-Yr Avg Growth
- 11.1%
- Ex-Dividend Date
- Aug 13, 2026
- Years of Growth
- 7
- Frequency
- quarterly
- Beta
- 0.78
- Market Cap
- $781.2M
- P/E Ratio
- 12.4
- 5-Yr Total Return
- 69%
- 52-Week Range
- $38.30 – $52.50
- Dividend Safety
- A · 84/100
- Ever Cut?
- No
Frequently Asked Questions
HTB Price — Last 12 Months
Daily close
Price Return
1 Year
+15%
3 Years
+118%
5 Years
+69%
52-Week Range
$38.30 – $52.50
Price change over each period (excludes dividends). Past performance doesn't guarantee future results.
What is HTB worth?
Fairly valuedmedium confidenceOur blended fair-value estimate for HomeTrust Bancshares, Inc. is $47.35 per share, versus a market price of $47.25. That implies the stock is roughly fairly priced.
Fair Value
$47.35
Current Price
$47.25
Gap
+0%
Margin of Safety
0%
How we get there
Discounted cash flow
Discounts projected free cash flow back to today.
Earnings multiple (Graham)
Graham's earnings-multiple formula, anchored to bond yields.
At today's price, the market is pricing in about 6.8% annual free-cash-flow growth. We model 3.8% — so the price already assumes faster growth than we think is likely.
Assumptions: 8.2% discount rate (CAPM), 3.8% stage-1 growth, 2.5% terminal growth, $3.81 EPS, $0.60 annual dividend. Updated weekly.
Fair-value estimates are model output for educational purposes only — not investment advice or a price target.
HTB Dividend Safety Score
Very Safe
SmarterDividends' proprietary score, backtested against which dividends were actually cut over 15+ years (0.78 AUC). It blends a validated cut-risk model (growth streak, cut history) with current payout, cash-flow and debt. Higher is safer · not investment advice.
Dividend Growth
Total dividends per share by year
Dividend History
| Ex-Date | Pay Date | Amount | Type |
|---|---|---|---|
| Aug 13, 2026 | — | $0.1500 | regular |
| May 14, 2026 | — | $0.1500 | regular |
| Feb 18, 2026 | — | $0.1300 | regular |
| Nov 14, 2025 | — | $0.1300 | regular |
| Aug 14, 2025 | — | $0.1200 | regular |
| May 15, 2025 | — | $0.1200 | regular |
| Feb 13, 2025 | — | $0.1200 | regular |
| Nov 14, 2024 | — | $0.1200 | regular |
| Aug 15, 2024 | — | $0.1100 | regular |
| May 15, 2024 | — | $0.1100 | regular |
| Feb 14, 2024 | — | $0.1100 | regular |
| Nov 15, 2023 | — | $0.1100 | regular |
| Aug 16, 2023 | — | $0.1000 | regular |
| May 17, 2023 | — | $0.1000 | regular |
Income Calculator
At $0.60 / yr per share
