HomeTrust Bancshares, Inc.
HTBFinancial Services · Stock · quarterly payer
Forward Yield
1.26%
Annual Dividend
$0.60
Payout Ratio
13%
5-Yr Growth
11.4%
Ex-Date
May 14, 2026
Frequency
Quarterly
Is HTB a good dividend stock?
YesHomeTrust Bancshares, Inc. (HTB) pays a quarterly dividend yielding 1.26% ($0.60/yr), with 7 years of growth and a dividend-safety grade of A. It scores well across payout coverage, growth history and safety — a dependable income holding.
Advantages
- Never cut its dividend on record
- Comfortable payout ratio (13%)
- Strong 11.4% 5-yr dividend growth
- 69% total price return over 5 years
- Top-tier dividend safety score
Risks
- Single-stock concentration risk — diversify
Key Data
- Dividend Yield
- 1.26%
- Payout Ratio
- 13%
- Annual Dividend
- $0.60
- 5-Yr Avg Growth
- 11.4%
- Ex-Dividend Date
- May 14, 2026
- Years of Growth
- 7
- Frequency
- quarterly
- Beta
- 0.81
- Market Cap
- $798.3M
- P/E Ratio
- 12.3
- 5-Yr Total Return
- 69%
- 52-Week Range
- $34.66 – $48.08
- Dividend Safety
- A · 83/100
- Ever Cut?
- No
Frequently Asked Questions
HTB Price — Last 12 Months
Daily close
Price Return
1 Year
+26%
3 Years
+126%
5 Years
+69%
52-Week Range
$34.66 – $48.08
Price change over each period (excludes dividends). Past performance doesn't guarantee future results.
What is HTB worth?
Undervaluedlow confidenceOur blended fair-value estimate for HomeTrust Bancshares, Inc. is $63.71 per share, versus a market price of $47.54. That implies 34% of upside — a margin of safety of about 25%.
Fair Value
$63.71
Current Price
$47.54
Upside
+34%
Margin of Safety
25%
How we get there
Discounted cash flow
Discounts projected free cash flow back to today.
Dividend discount
Discounts the future dividend stream back to today.
Earnings multiple (Graham)
Graham's earnings-multiple formula, anchored to bond yields.
At today's price, the market is pricing in about 10.7% annual free-cash-flow growth. We model 15.5% — below our estimate, leaving room for upside if the business executes.
Assumptions: 8.4% discount rate (CAPM), 15.5% stage-1 growth, 2.5% terminal growth, $3.87 EPS, $0.60 annual dividend. Updated weekly.
Fair-value estimates are model output for educational purposes only — not investment advice or a price target.
HTB Dividend Safety Score
Very Safe
SmarterDividends' proprietary score, backtested against which dividends were actually cut over 15+ years (0.78 AUC). It blends a validated cut-risk model (growth streak, cut history) with current payout, cash-flow and debt. Higher is safer · not investment advice.
Dividend Growth
Total dividends per share by year
Dividend History
| Ex-Date | Pay Date | Amount | Type |
|---|---|---|---|
| May 14, 2026 | — | $0.1500 | regular |
| Feb 18, 2026 | — | $0.1300 | regular |
| Nov 14, 2025 | — | $0.1300 | regular |
| Aug 14, 2025 | — | $0.1200 | regular |
| May 15, 2025 | — | $0.1200 | regular |
| Feb 13, 2025 | — | $0.1200 | regular |
| Nov 14, 2024 | — | $0.1200 | regular |
| Aug 15, 2024 | — | $0.1100 | regular |
| May 15, 2024 | — | $0.1100 | regular |
| Feb 14, 2024 | — | $0.1100 | regular |
| Nov 15, 2023 | — | $0.1100 | regular |
| Aug 16, 2023 | — | $0.1000 | regular |
| May 17, 2023 | — | $0.1000 | regular |
| Feb 15, 2023 | — | $0.1000 | regular |
Income Calculator
At $0.60 / yr per share
