ICICI Bank Limited
IBNFinancial Services · Stock · annual payer
Forward Yield
0.84%
Annual Dividend
$0.25
Payout Ratio
15%
5-Yr Growth
—
Ex-Date
Aug 12, 2025
Frequency
Annual
Summary
As of July 2026, ICICI Bank Limited (IBN) yields 0.84% ($0.25 per share annually), with a blended fair-value estimate of $56.11 — +89% upside, so it screens as undervalued. Dividend safety grade: C (65/100). 5 years of dividend growth.
Is IBN a good dividend stock?
Yes, with caveatsICICI Bank Limited (IBN) pays a annual dividend yielding 0.84% ($0.25/yr), with 5 years of growth and a dividend-safety grade of C. It's a solid income payer, but check the caveats below before buying.
Advantages
- Comfortable payout ratio (15%)
- 52% total price return over 5 years
Risks
- Cut its dividend in 2019
Key Data
- Dividend Yield
- 0.84%
- Payout Ratio
- 15%
- Annual Dividend
- $0.25
- 5-Yr Avg Growth
- —
- Ex-Dividend Date
- Aug 12, 2025
- Years of Growth
- 5
- Frequency
- annual
- Beta
- 0.23
- Market Cap
- $106.7B
- P/E Ratio
- 18.7
- 5-Yr Total Return
- 52%
- 52-Week Range
- $25.08 – $34.57
- Dividend Safety
- C · 65/100
- Ever Cut?
- Yes (2019)
Frequently Asked Questions
IBN Price — Last 12 Months
Daily close
Price Return
1 Year
-6%
3 Years
+28%
5 Years
+52%
52-Week Range
$25.08 – $34.57
Price change over each period (excludes dividends). Past performance doesn't guarantee future results.
What is IBN worth?
Undervaluedlow confidenceOur blended fair-value estimate for ICICI Bank Limited is $56.11 per share, versus a market price of $29.76. That implies 89% of upside — a margin of safety of about 47%.
Fair Value
$56.11
Current Price
$29.76
Upside
+89%
Margin of Safety
47%
How we get there
Earnings multiple (Graham)
Graham's earnings-multiple formula, anchored to bond yields.
At today's price, the market is pricing in about -10.0% annual free-cash-flow growth. We model 15.2% — below our estimate, leaving room for upside if the business executes.
Assumptions: 7.0% discount rate (CAPM), 15.2% stage-1 growth, 2.5% terminal growth, $1.59 EPS, $0.25 annual dividend. Updated weekly.
Fair-value estimates are model output for educational purposes only — not investment advice or a price target.
IBN Dividend Safety Score
Borderline
SmarterDividends' proprietary score, backtested against which dividends were actually cut over 15+ years (0.78 AUC). It blends a validated cut-risk model (growth streak, cut history) with current payout, cash-flow and debt. Higher is safer · not investment advice.
Dividend Growth
Total dividends per share by year
Dividend History
| Ex-Date | Pay Date | Amount | Type |
|---|---|---|---|
| Aug 12, 2025 | — | $0.2570 | regular |
| Aug 12, 2024 | — | $0.2390 | regular |
| Aug 8, 2023 | — | $0.1950 | regular |
| Aug 9, 2022 | — | $0.1260 | regular |
| Jul 28, 2021 | — | $0.0540 | regular |
| Jul 23, 2019 | — | $0.0290 | regular |
| Jun 19, 2017 | — | $0.0700 | regular |
| Jun 14, 2016 | — | $0.1355 | regular |
| Jun 3, 2015 | — | $0.1427 | regular |
| Jul 1, 2014 | — | $0.1385 | regular |
| May 29, 2013 | — | $0.1364 | regular |
| May 30, 2012 | — | $0.1131 | regular |
| Jun 1, 2011 | — | $0.1144 | regular |
| Jun 9, 2010 | — | $0.0967 | regular |
Income Calculator
At $0.25 / yr per share
